Brokerage Disclosure \u2014 Dave Carter Group US Advisory<\/title>\r\n <meta name=\"description\" content=\"Full disclosure of the separation between Dave Carter Group LLC's advisory services and Kola Adisa's personal New York REALTOR\u00ae license.\">\r\n \r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cinzel:wght@500;600&family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;1,300;1,400;1,500&family=Inter:wght@300;400;500;600&display=swap\" rel=\"stylesheet\">\r\n \r\n <link rel=\"stylesheet\" href=\"advisory.css\">\r\n <link rel=\"stylesheet\" href=\"brokerage.css\">\r\n<\/head>\r\n<body>\r\n\r\n \r\n <nav class=\"top-nav\">\r\n <div class=\"nav-inner\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\" class=\"nav-logo\">\r\n <img decoding=\"async\" src=\"http:\/\/davecartergroup.com\/us-advisory\/wp-content\/uploads\/2026\/04\/dc-logo.png.jpeg\" alt=\"DC\" class=\"logo-mark\">\r\n <span class=\"logo-text\">Dave Carter Group<\/span>\r\n <\/a>\r\n\r\n <button class=\"nav-menu-btn\" aria-label=\"Toggle menu\" aria-expanded=\"false\">\r\n <span class=\"hamburger-line\"><\/span>\r\n <span class=\"hamburger-line\"><\/span>\r\n <span class=\"hamburger-line\"><\/span>\r\n <\/button>\r\n\r\n <div class=\"nav-links\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Advisory<\/a>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Nigeria<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/about\">About<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/services\">Services<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/insights\">Insights<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\" class=\"nav-cta\">Book a Call<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/nav>\r\n\r\n \r\n <section class=\"brk-hero\">\r\n <div class=\"brk-hero-inner\">\r\n \r\n <div class=\"hero-breadcrumb\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Advisory<\/a>\r\n <span class=\"crumb-sep\">\u00b7<\/span>\r\n <span>Brokerage Disclosure<\/span>\r\n <\/div>\r\n\r\n <div class=\"doc-header\">\r\n \r\n <div class=\"doc-badge\">\r\n <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\">\r\n <path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/>\r\n <\/svg>\r\n <span>Official Legal Disclosure<\/span>\r\n <\/div>\r\n\r\n <p class=\"section-tag\">Brokerage Disclosure<\/p>\r\n \r\n <h1>\r\n Clarity on what<br>\r\n we <span class=\"italic\">can \u2014 and cannot \u2014<\/span><br>\r\n do for you.\r\n <\/h1>\r\n \r\n <p class=\"doc-lede\">\r\n This page explains the precise legal structure governing \r\n real estate services offered through Dave Carter Group LLC \r\n and by Kola Adisa individually. We believe clients and the \r\n public deserve unambiguous clarity on who is authorized to \r\n do what \u2014 under which law, and in which jurisdiction.\r\n <\/p>\r\n\r\n \r\n <div class=\"doc-meta\">\r\n <div class=\"dm-item\">\r\n <p class=\"dm-label\">Document Type<\/p>\r\n <p class=\"dm-value\">Legal Disclosure<\/p>\r\n <\/div>\r\n <div class=\"dm-divider\"><\/div>\r\n <div class=\"dm-item\">\r\n <p class=\"dm-label\">Effective Date<\/p>\r\n <p class=\"dm-value\">January 1, 2025<\/p>\r\n <\/div>\r\n <div class=\"dm-divider\"><\/div>\r\n <div class=\"dm-item\">\r\n <p class=\"dm-label\">Jurisdictions<\/p>\r\n <p class=\"dm-value\">\ud83c\uddfa\ud83c\uddf8 United States \u00b7 \ud83c\uddf3\ud83c\uddec Nigeria<\/p>\r\n <\/div>\r\n <div class=\"dm-divider\"><\/div>\r\n <div class=\"dm-item\">\r\n <p class=\"dm-label\">Last Reviewed<\/p>\r\n <p class=\"dm-value\">January 2025<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"summary-section\">\r\n <div class=\"sum-inner\">\r\n \r\n <div class=\"summary-card\">\r\n <div class=\"sum-top\">\r\n <div class=\"sum-icon\">\r\n <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.2\">\r\n <circle cx=\"12\" cy=\"12\" r=\"10\"\/>\r\n <path d=\"M12 8v4M12 16h.01\"\/>\r\n <\/svg>\r\n <\/div>\r\n <p class=\"sum-eyebrow\">Important \u2014 Read First<\/p>\r\n <\/div>\r\n \r\n <h2>The Summary, in Plain Language.<\/h2>\r\n \r\n <div class=\"sum-points\">\r\n \r\n <div class=\"sum-point\">\r\n <span class=\"sp-num\">01<\/span>\r\n <div class=\"sp-body\">\r\n <h3>Dave Carter Group LLC is an advisory firm.<\/h3>\r\n <p>\r\n It is <em>not<\/em> a licensed real estate brokerage. \r\n The LLC provides consulting, strategy, and investor \r\n services \u2014 <em>not<\/em> brokerage representation.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"sum-point\">\r\n <span class=\"sp-num\">02<\/span>\r\n <div class=\"sp-body\">\r\n <h3>Kola Adisa is a licensed New York REALTOR\u00ae.<\/h3>\r\n <p>\r\n Brokerage activity in New York State \u2014 buying, \r\n selling, leasing \u2014 is performed by Kola Adisa \r\n <em>personally<\/em>, under his own individual \r\n license, not by Dave Carter Group LLC.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"sum-point\">\r\n <span class=\"sp-num\">03<\/span>\r\n <div class=\"sp-body\">\r\n <h3>Dave Carter Integrated Services Ltd is Nigeria.<\/h3>\r\n <p>\r\n Real estate services in Nigeria \u2014 property \r\n management, rentals, acquisitions \u2014 are operated \r\n by a separate Nigerian company under Nigerian law.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"sum-point\">\r\n <span class=\"sp-num\">04<\/span>\r\n <div class=\"sp-body\">\r\n <h3>Each engagement is contracted to the correct entity.<\/h3>\r\n <p>\r\n When you hire us, the engagement letter clearly \r\n states which entity (or individual) you are \r\n contracting with \u2014 and under which jurisdiction's law.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <div class=\"sum-footer\">\r\n <p>\r\n <strong>Bottom line:<\/strong> Different legal entities. \r\n Different authorizations. Different jurisdictions. \r\n Complete transparency. Read on for the detailed \r\n explanation below.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section id=\"llc\" class=\"disclosure-block\">\r\n <div class=\"disc-inner\">\r\n \r\n <div class=\"disc-header\">\r\n <div class=\"disc-number\">\r\n <span>I.<\/span>\r\n <span class=\"num-line\"><\/span>\r\n <\/div>\r\n <p class=\"disc-category\">Entity One<\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-grid\">\r\n \r\n <div class=\"disc-main\">\r\n <h2>Dave Carter Group LLC<\/h2>\r\n <p class=\"disc-subtitle\">\r\n <span class=\"flag\">\ud83c\uddfa\ud83c\uddf8<\/span>\r\n Wyoming-Based Advisory Firm \u00b7 Est. 2022\r\n <\/p>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity is<\/h3>\r\n <p>\r\n Dave Carter Group LLC is a Wyoming limited liability \r\n company registered in the United States of America. \r\n It provides <em>advisory services only<\/em> \u2014 \r\n specifically: real estate investment advisory, \r\n business and strategy consulting, cross-border \r\n investment structuring counsel, and diaspora wealth \r\n planning services.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity is NOT<\/h3>\r\n <p>\r\n Dave Carter Group LLC is <strong>not<\/strong> a \r\n licensed real estate brokerage in any US state, \r\n including New York. It does not hold a brokerage \r\n license. It does not employ agents who act on its \r\n behalf for brokerage purposes. It does not collect \r\n commissions on real estate transactions.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity can do<\/h3>\r\n <ul class=\"disc-list\">\r\n <li>Provide strategic counsel on real estate investments<\/li>\r\n <li>Offer market analysis, underwriting review, and portfolio guidance<\/li>\r\n <li>Consult on business operations, growth, and governance<\/li>\r\n <li>Advise on cross-border structuring (entities, tax, compliance)<\/li>\r\n <li>Serve as an advisor coordinating between other professionals<\/li>\r\n <li>Provide written reports, deliverables, and ongoing counsel<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity cannot do<\/h3>\r\n <ul class=\"disc-list restricted\">\r\n <li>Act as a real estate broker in any US jurisdiction<\/li>\r\n <li>List properties, represent buyers\/sellers, or negotiate transactions<\/li>\r\n <li>Collect commissions from real estate sales or leases<\/li>\r\n <li>Hold client funds in a real estate escrow capacity<\/li>\r\n <li>Provide legal or tax advice (we coordinate with your counsel)<\/li>\r\n <li>Perform regulated brokerage activity under any state law<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n\r\n <aside class=\"disc-sidebar\">\r\n <div class=\"sidebar-card\">\r\n <div class=\"sc-line\"><\/div>\r\n <p class=\"sc-eyebrow\">Entity Details<\/p>\r\n <dl class=\"sc-list\">\r\n <dt>Legal Name<\/dt>\r\n <dd>Dave Carter Group LLC<\/dd>\r\n \r\n <dt>Formation<\/dt>\r\n <dd>Wyoming, USA<\/dd>\r\n \r\n <dt>Year Founded<\/dt>\r\n <dd>2022<\/dd>\r\n \r\n <dt>Business Type<\/dt>\r\n <dd>Advisory \u00b7 Consulting<\/dd>\r\n \r\n <dt>Brokerage License<\/dt>\r\n <dd class=\"neg\">None \u2014 Not applicable<\/dd>\r\n \r\n <dt>Registered Office<\/dt>\r\n <dd>32 N Gould Street, Suite R<br>Sheridan, WY 82801<\/dd>\r\n \r\n <dt>Contact<\/dt>\r\n <dd>info@davecartergroup.com<\/dd>\r\n <\/dl>\r\n <\/div>\r\n <\/aside>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"divider-band\">\r\n <div class=\"db-inner\">\r\n <div class=\"db-line\"><\/div>\r\n <span class=\"db-mark\">\u2726<\/span>\r\n <div class=\"db-line\"><\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section id=\"personal\" class=\"disclosure-block alt\">\r\n <div class=\"disc-inner\">\r\n \r\n <div class=\"disc-header\">\r\n <div class=\"disc-number special\">\r\n <span>II.<\/span>\r\n <span class=\"num-line\"><\/span>\r\n <\/div>\r\n <p class=\"disc-category\">Individual License<\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-grid\">\r\n \r\n <div class=\"disc-main\">\r\n <h2>Kola Adisa, Licensed REALTOR\u00ae<\/h2>\r\n <p class=\"disc-subtitle\">\r\n <span class=\"flag\">\u2696\ufe0f<\/span>\r\n New York State \u00b7 Individual License\r\n <\/p>\r\n\r\n <div class=\"important-callout\">\r\n <p class=\"ic-label\">Critical Distinction<\/p>\r\n <p>\r\n All real estate brokerage activity conducted in the \r\n State of New York is performed by <strong>Kola Adisa \r\n personally<\/strong>, operating under his individual \r\n New York State REALTOR\u00ae license \u2014 <em>not<\/em> under \r\n the umbrella of Dave Carter Group LLC.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this means in practice<\/h3>\r\n <p>\r\n When a client engages Kola Adisa for New York real \r\n estate brokerage services (buying a property, \r\n selling a property, leasing, or representing them \r\n as an agent in a transaction), the engagement is \r\n with <em>Kola Adisa the individual licensee<\/em> \u2014 \r\n governed by the laws, regulations, and professional \r\n standards of New York State.\r\n <\/p>\r\n <p>\r\n The engagement letter for brokerage services is a \r\n <strong>separate document<\/strong> from any advisory \r\n engagement with Dave Carter Group LLC. Fees are \r\n separate. Scope is separate. Liability and \r\n regulatory oversight flow through his personal \r\n license and the affiliated brokerage firm.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Professional memberships<\/h3>\r\n <p>\r\n Kola Adisa's brokerage practice is conducted in \r\n accordance with the ethical standards and \r\n obligations of the following professional bodies:\r\n <\/p>\r\n <ul class=\"disc-list highlighted\">\r\n <li>\r\n <strong>National Association of REALTORS\u00ae (NAR)<\/strong> \u2014 \r\n National ethical standards for US real estate professionals\r\n <\/li>\r\n <li>\r\n <strong>New York State Association of REALTORS\u00ae<\/strong> \u2014 \r\n Statewide regulatory framework and continuing education\r\n <\/li>\r\n <li>\r\n <strong>Staten Island Board of REALTORS\u00ae (SIBOR)<\/strong> \u2014 \r\n Local MLS access and regional industry standards\r\n <\/li>\r\n <li>\r\n <strong>New York Real Estate Institute (NYREI)<\/strong> \u2014 \r\n Professional training and credentialing\r\n <\/li>\r\n <li>\r\n <strong>Association of Estate Agents of Nigeria (AEAN)<\/strong> \u2014 \r\n Dual-market competence for Nigeria-related work\r\n <\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Brokerage services available<\/h3>\r\n <ul class=\"disc-list\">\r\n <li>Residential real estate sales (buyer or seller representation)<\/li>\r\n <li>Commercial property representation<\/li>\r\n <li>Leasing and rental transactions<\/li>\r\n <li>Investment property sourcing and acquisition<\/li>\r\n <li>Market analysis and comparative valuations<\/li>\r\n <li>Licensed intermediary work in transactions<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Geographic scope<\/h3>\r\n <p>\r\n Kola Adisa's New York REALTOR\u00ae license authorizes \r\n brokerage activity within <strong>New York State \r\n only<\/strong>. Brokerage work outside New York \r\n requires referral to licensed professionals in the \r\n relevant jurisdiction \u2014 a service we facilitate \r\n when appropriate through our trusted network.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <aside class=\"disc-sidebar\">\r\n <div class=\"sidebar-card special\">\r\n <div class=\"sc-line gold\"><\/div>\r\n <p class=\"sc-eyebrow\">License Details<\/p>\r\n <dl class=\"sc-list\">\r\n <dt>Licensee<\/dt>\r\n <dd>Kola Adisa<\/dd>\r\n \r\n <dt>License Type<\/dt>\r\n <dd>REALTOR\u00ae \u2014 Salesperson<\/dd>\r\n \r\n <dt>Jurisdiction<\/dt>\r\n <dd>New York State<\/dd>\r\n \r\n <dt>Regulating Body<\/dt>\r\n <dd>NY Dept. of State,<br>Division of Licensing<\/dd>\r\n \r\n <dt>License Status<\/dt>\r\n <dd class=\"pos\">Active & In Good Standing<\/dd>\r\n \r\n <dt>Affiliated With<\/dt>\r\n <dd>Licensed NY Brokerage<br><em>(details upon request)<\/em><\/dd>\r\n \r\n <dt>Contact<\/dt>\r\n <dd>info@davecartergroup.com<\/dd>\r\n <\/dl>\r\n\r\n <div class=\"license-note\">\r\n <p>\r\n License verification available upon request. \r\n Clients may also verify licensed status \r\n directly through the New York Department of \r\n State's online registry.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/aside>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"divider-band\">\r\n <div class=\"db-inner\">\r\n <div class=\"db-line\"><\/div>\r\n <span class=\"db-mark\">\u2726<\/span>\r\n <div class=\"db-line\"><\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section id=\"nigeria\" class=\"disclosure-block\">\r\n <div class=\"disc-inner\">\r\n \r\n <div class=\"disc-header\">\r\n <div class=\"disc-number\">\r\n <span>III.<\/span>\r\n <span class=\"num-line\"><\/span>\r\n <\/div>\r\n <p class=\"disc-category\">Entity Three<\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-grid\">\r\n \r\n <div class=\"disc-main\">\r\n <h2>Dave Carter Integrated Services Ltd<\/h2>\r\n <p class=\"disc-subtitle\">\r\n <span class=\"flag\">\ud83c\uddf3\ud83c\uddec<\/span>\r\n Nigerian Operations Company \u00b7 Est. 2004\r\n <\/p>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity is<\/h3>\r\n <p>\r\n Dave Carter Integrated Services Ltd is a Nigerian \r\n limited liability company headquartered in Lagos, \r\n Nigeria. It is a legally <em>independent<\/em> entity \r\n from Dave Carter Group LLC (USA). It operates under \r\n Nigerian commercial law, is regulated by Nigerian \r\n authorities, and conducts business in accordance \r\n with the Nigerian Real Estate and Facility \r\n Management regulatory framework.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Services offered in Nigeria<\/h3>\r\n <ul class=\"disc-list\">\r\n <li>Property management for residential and commercial assets<\/li>\r\n <li>Rental services (via our TenantHomeFinders platform)<\/li>\r\n <li>Property acquisition and sourcing for clients<\/li>\r\n <li>Development consulting and project oversight<\/li>\r\n <li>Real estate resources and industry tools (via Realty360 Hub)<\/li>\r\n <li>Diaspora liaison services (bridging overseas clients)<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Regulatory framework<\/h3>\r\n <p>\r\n Nigerian real estate activity conducted by Dave \r\n Carter Integrated Services Ltd is performed in \r\n compliance with applicable Nigerian laws, including \r\n requirements set by the Corporate Affairs Commission \r\n (CAC), and in alignment with the ethical standards \r\n of the Association of Estate Agents of Nigeria \r\n (AEAN) \u2014 of which Kola Adisa is a member.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Important note on cross-border work<\/h3>\r\n <p>\r\n When diaspora clients engage us for integrated \r\n advisory-plus-operations work (e.g., advisory on \r\n acquiring Nigerian property, with execution via our \r\n Lagos office), the engagement involves <em>both \r\n entities<\/em> \u2014 Dave Carter Group LLC for the \r\n advisory component, and Dave Carter Integrated \r\n Services Ltd for the operational component. These \r\n are contractually and legally distinct engagements.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <aside class=\"disc-sidebar\">\r\n <div class=\"sidebar-card\">\r\n <div class=\"sc-line\"><\/div>\r\n <p class=\"sc-eyebrow\">Entity Details<\/p>\r\n <dl class=\"sc-list\">\r\n <dt>Legal Name<\/dt>\r\n <dd>Dave Carter Integrated Services Ltd<\/dd>\r\n \r\n <dt>Country<\/dt>\r\n <dd>Federal Republic of Nigeria<\/dd>\r\n \r\n <dt>Year Established<\/dt>\r\n <dd>2004<\/dd>\r\n \r\n <dt>Business Scope<\/dt>\r\n <dd>Real Estate Operations<\/dd>\r\n \r\n <dt>Regulatory Body<\/dt>\r\n <dd>Corporate Affairs<br>Commission (CAC)<\/dd>\r\n \r\n <dt>Industry Membership<\/dt>\r\n <dd>AEAN (Nigeria)<\/dd>\r\n \r\n <dt>Registered Office<\/dt>\r\n <dd>18 Esomo Close, Off Toyin Street<br>Ikeja, Lagos, Nigeria<\/dd>\r\n \r\n <dt>Contact<\/dt>\r\n <dd>info@davecartergroup.com<\/dd>\r\n <\/dl>\r\n <\/div>\r\n <\/aside>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"relationships-section\">\r\n <div class=\"rel-inner\">\r\n \r\n <div class=\"rel-header\">\r\n <p class=\"section-tag centered\">How They Coexist<\/p>\r\n <h2 class=\"centered\">Three entities.<br><span class=\"serif-italic\">One client experience.<\/span><\/h2>\r\n <p class=\"rel-intro centered\">\r\n While each entity is legally separate, the client \r\n experience is intentionally unified. Here's how the \r\n pieces fit together in practice.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"entity-map\">\r\n \r\n <div class=\"map-entity primary\">\r\n <div class=\"me-flag\">\ud83c\uddfa\ud83c\uddf8<\/div>\r\n <h3>Dave Carter Group LLC<\/h3>\r\n <p class=\"me-type\">Advisory Firm<\/p>\r\n <p class=\"me-desc\">\r\n Strategy, analysis, counsel, cross-border structuring\r\n <\/p>\r\n <div class=\"me-tag\">Wyoming, USA<\/div>\r\n <\/div>\r\n\r\n <div class=\"map-connector\">\r\n <div class=\"mc-line\"><\/div>\r\n <span class=\"mc-label\">Client<br>Journey<\/span>\r\n <div class=\"mc-line\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"map-entity personal\">\r\n <div class=\"me-flag\">\u2696\ufe0f<\/div>\r\n <h3>Kola Adisa, REALTOR\u00ae<\/h3>\r\n <p class=\"me-type\">Individual License<\/p>\r\n <p class=\"me-desc\">\r\n Brokerage services (buy, sell, lease) in New York State\r\n <\/p>\r\n <div class=\"me-tag special\">New York, USA<\/div>\r\n <\/div>\r\n\r\n <div class=\"map-connector\">\r\n <div class=\"mc-line\"><\/div>\r\n <span class=\"mc-label\">Client<br>Journey<\/span>\r\n <div class=\"mc-line\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"map-entity operations\">\r\n <div class=\"me-flag\">\ud83c\uddf3\ud83c\uddec<\/div>\r\n <h3>Dave Carter Integrated<\/h3>\r\n <p class=\"me-type\">Operations Company<\/p>\r\n <p class=\"me-desc\">\r\n Property management, rentals, acquisitions, development\r\n <\/p>\r\n <div class=\"me-tag\">Lagos, Nigeria<\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n \r\n <div class=\"examples-grid\">\r\n \r\n <div class=\"example-card\">\r\n <p class=\"ex-tag\">Example 01<\/p>\r\n <h3>A New Yorker Buying in Manhattan<\/h3>\r\n <p>\r\n A US-based professional wants to purchase a brownstone \r\n in Brooklyn. The engagement is entirely with \r\n <strong>Kola Adisa, REALTOR\u00ae<\/strong> \u2014 a direct \r\n brokerage relationship under his NY license.\r\n <\/p>\r\n <div class=\"ex-entities\">\r\n <span class=\"ex-entity active\">\u2696\ufe0f Kola Adisa<\/span>\r\n <span class=\"ex-entity\">\ud83c\uddfa\ud83c\uddf8 LLC<\/span>\r\n <span class=\"ex-entity\">\ud83c\uddf3\ud83c\uddec DCIS Ltd<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"example-card\">\r\n <p class=\"ex-tag\">Example 02<\/p>\r\n <h3>A US Fund Evaluating a Lagos Deal<\/h3>\r\n <p>\r\n A family office wants advisory on entering the Lagos \r\n commercial market. The engagement is with \r\n <strong>Dave Carter Group LLC<\/strong> for advisory \u2014 \r\n no brokerage element on the US side.\r\n <\/p>\r\n <div class=\"ex-entities\">\r\n <span class=\"ex-entity\">\u2696\ufe0f Kola Adisa<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddfa\ud83c\uddf8 LLC<\/span>\r\n <span class=\"ex-entity\">\ud83c\uddf3\ud83c\uddec DCIS Ltd<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"example-card\">\r\n <p class=\"ex-tag\">Example 03<\/p>\r\n <h3>A Diaspora Investor Buying in Lagos<\/h3>\r\n <p>\r\n A Nigerian-American in Houston wants to acquire Lagos \r\n property. Advisory is contracted with the \r\n <strong>LLC<\/strong>. Operational execution is \r\n contracted with <strong>DCIS Ltd<\/strong>. Two letters, \r\n fully transparent.\r\n <\/p>\r\n <div class=\"ex-entities\">\r\n <span class=\"ex-entity\">\u2696\ufe0f Kola Adisa<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddfa\ud83c\uddf8 LLC<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddf3\ud83c\uddec DCIS Ltd<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"example-card\">\r\n <p class=\"ex-tag\">Example 04<\/p>\r\n <h3>A Diaspora Client Buying in Both Markets<\/h3>\r\n <p>\r\n A high-net-worth client wants homes in both NY and \r\n Lagos. NY brokerage via <strong>Kola personally<\/strong>. \r\n Advisory via the <strong>LLC<\/strong>. Lagos ops via \r\n <strong>DCIS Ltd<\/strong>. All three, clearly separated.\r\n <\/p>\r\n <div class=\"ex-entities\">\r\n <span class=\"ex-entity active\">\u2696\ufe0f Kola Adisa<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddfa\ud83c\uddf8 LLC<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddf3\ud83c\uddec DCIS Ltd<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"ethics-section\">\r\n <div class=\"eth-inner\">\r\n \r\n <div class=\"eth-header\">\r\n <p class=\"section-tag\">Our Commitments<\/p>\r\n <h2>Ethical &<br><span class=\"serif-italic\">fiduciary standards.<\/span><\/h2>\r\n <\/div>\r\n\r\n <div class=\"eth-grid\">\r\n \r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">01<\/span>\r\n <h3>Full Disclosure<\/h3>\r\n <p>\r\n Before any engagement, we disclose which entity is \r\n contracting, what services are covered, which fees \r\n apply, and which regulatory framework governs the work.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">02<\/span>\r\n <h3>No Hidden Commissions<\/h3>\r\n <p>\r\n Advisory fees are transparent. If a brokerage \r\n transaction is involved, commission structures are \r\n disclosed upfront and separately \u2014 no hidden \r\n kickbacks or referral fees.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">03<\/span>\r\n <h3>Client-First Loyalty<\/h3>\r\n <p>\r\n In advisory engagements, we work <em>for<\/em> you \u2014 \r\n not for a third-party broker, seller, or developer. \r\n Our compensation comes from you, which aligns our \r\n incentives to your outcomes.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">04<\/span>\r\n <h3>Confidentiality<\/h3>\r\n <p>\r\n Client identities, holdings, and the substance of our \r\n conversations are held in strict confidence \u2014 by \r\n contract and by longstanding practice.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">05<\/span>\r\n <h3>Referral Transparency<\/h3>\r\n <p>\r\n When we refer you to third parties (attorneys, tax \r\n advisors, licensed brokers elsewhere), we disclose \r\n any referral relationships \u2014 including whether any \r\n consideration flows between parties.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">06<\/span>\r\n <h3>Regulatory Compliance<\/h3>\r\n <p>\r\n All activity is conducted in strict compliance with \r\n applicable laws \u2014 US federal, New York State, \r\n Wyoming, Nigerian federal, and international regulations \r\n governing cross-border capital flows.\r\n <\/p>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"disc-contact\">\r\n <div class=\"dc-inner\">\r\n \r\n <div class=\"dc-card\">\r\n \r\n <div class=\"dc-left\">\r\n <p class=\"section-tag\">Questions?<\/p>\r\n <h2>If anything on<br>this page is unclear,<br><span class=\"serif-italic\">please ask.<\/span><\/h2>\r\n <p class=\"dc-body\">\r\n We'd rather answer ten questions than have a single \r\n client misunderstand what they're contracting for. \r\n If any aspect of our legal structure, disclosures, \r\n or scope is unclear, email or call us directly \u2014 \r\n and we'll walk through it with you.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"dc-right\">\r\n <div class=\"dc-contact-item\">\r\n <p class=\"dci-label\">Email<\/p>\r\n <a href=\"mailto:info@davecartergroup.com\" class=\"dci-value\">\r\n info@davecartergroup.com\r\n <\/a>\r\n <\/div>\r\n\r\n <div class=\"dc-divider-line\"><\/div>\r\n\r\n <div class=\"dc-contact-item\">\r\n <p class=\"dci-label\">US Office<\/p>\r\n <a href=\"tel:+13073571911\" class=\"dci-value\">\r\n +1 (307) 357-1911\r\n <\/a>\r\n <\/div>\r\n\r\n <div class=\"dc-divider-line\"><\/div>\r\n\r\n <div class=\"dc-contact-item\">\r\n <p class=\"dci-label\">Nigeria Office<\/p>\r\n <a href=\"tel:+2348172052666\" class=\"dci-value\">\r\n +234 817 205 2666\r\n <\/a>\r\n <\/div>\r\n\r\n <div class=\"dc-divider-line\"><\/div>\r\n\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\" class=\"dc-cta\">\r\n Book a Discovery Call\r\n <svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\">\r\n <path d=\"M1 5H13M13 5L9 1M13 5L9 9\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\r\n <\/svg>\r\n <\/a>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"fine-print\">\r\n <div class=\"fp-inner\">\r\n \r\n <div class=\"fp-top\">\r\n <p class=\"section-tag\">Legal Fine Print<\/p>\r\n <h2>Final disclosures<br>& boilerplate.<\/h2>\r\n <\/div>\r\n\r\n <div class=\"fp-body\">\r\n \r\n <div class=\"fp-item\">\r\n <h3>No Legal, Tax, or Investment Advice<\/h3>\r\n <p>\r\n Nothing on this website, in any engagement letter, \r\n or in any communication from Dave Carter Group LLC, \r\n Kola Adisa personally, or Dave Carter Integrated \r\n Services Ltd should be construed as legal advice, \r\n tax advice, or regulated investment advice. We \r\n provide advisory services, strategic counsel, and \u2014 \r\n where licensed \u2014 brokerage services. For legal, tax, \r\n or regulated investment matters, please consult a \r\n qualified attorney, certified public accountant, or \r\n licensed investment advisor.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>Fair Housing Commitment<\/h3>\r\n <p>\r\n Kola Adisa, in his capacity as a licensed New York \r\n REALTOR\u00ae, operates in strict compliance with the \r\n Federal Fair Housing Act, the New York State Human \r\n Rights Law, and all local fair housing ordinances. \r\n No discrimination is practiced on the basis of race, \r\n color, religion, sex, national origin, familial \r\n status, disability, sexual orientation, gender \r\n identity, source of income, or any other protected \r\n characteristic under applicable law.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>Cross-Border Regulatory Matters<\/h3>\r\n <p>\r\n Cross-border real estate transactions involving the \r\n United States and Nigeria are subject to multiple \r\n regulatory regimes, including but not limited to: \r\n US anti-money-laundering (AML) regulations, \r\n know-your-customer (KYC) requirements, Nigerian \r\n foreign exchange regulations, and the tax codes of \r\n both jurisdictions. We coordinate with qualified \r\n legal and tax professionals to ensure full compliance, \r\n but ultimate legal and tax responsibility rests with \r\n the client and their retained counsel.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>License Verification<\/h3>\r\n <p>\r\n Clients and members of the public may verify Kola \r\n Adisa's active New York REALTOR\u00ae license through the \r\n New York Department of State's Division of Licensing \r\n Services. Verification materials and formal license \r\n documentation are available upon written request to \r\n info@davecartergroup.com.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>Entity Changes & Updates<\/h3>\r\n <p>\r\n The legal structure described on this page is current \r\n as of the \"Effective Date\" shown at the top. Any \r\n material changes to entity structure, licensing, \r\n regulatory status, or scope of services will be \r\n reflected through updates to this disclosure and \r\n \u2014 where applicable \u2014 communicated to active clients \r\n directly.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>Governing Law<\/h3>\r\n <p>\r\n Engagement letters with Dave Carter Group LLC are \r\n governed by the laws of the State of Wyoming, USA. \r\n Engagements with Kola Adisa personally (for NY \r\n brokerage services) are governed by the laws of the \r\n State of New York. Engagements with Dave Carter \r\n Integrated Services Ltd are governed by the laws of \r\n the Federal Republic of Nigeria. Each engagement \r\n letter specifies its applicable jurisdiction.\r\n <\/p>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <div class=\"fp-footer\">\r\n <p class=\"fp-copy\">\r\n This Brokerage Disclosure is provided in the spirit of \r\n full transparency. If you believe any aspect of this \r\n document requires clarification, correction, or update, \r\n please notify us at \r\n <a href=\"mailto:info@davecartergroup.com\">info@davecartergroup.com<\/a>.\r\n <\/p>\r\n <p class=\"fp-version\">\r\n Version 1.0 \u00b7 Effective January 1, 2025 \u00b7 Last Reviewed January 2025\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <footer class=\"adv-foot\">\r\n <div class=\"foot-inner\">\r\n \r\n <div class=\"foot-top\">\r\n <div class=\"foot-brand\">\r\n <img decoding=\"async\" src=\"http:\/\/davecartergroup.com\/us-advisory\/wp-content\/uploads\/2026\/04\/dc-logo.png.jpeg\" alt=\"DC\" class=\"foot-logo\">\r\n <p class=\"foot-tagline\">\r\n Real estate advisory for the cross-border investor.\r\n <\/p>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-grid\">\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Advisory<\/p>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Operations<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/about\">About<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/services\">Services<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/insights\">Insights<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\">Contact<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Nigeria<\/p>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Lagos Operations<\/a>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Services<\/a>\r\n <a href=\"https:\/\/tenanthomefinders.com\/\">TenantHomeFinders<\/a>\r\n <a href=\"https:\/\/estate360nigeria.com\/\">Realty360 Hub<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">The Founder<\/p>\r\n <a href=\"https:\/\/kolaadisa.com\" target=\"_blank\" rel=\"noopener\">kolaadisa.com \u2192<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Reach Us<\/p>\r\n <a href=\"tel:+13073571911\">+1 (307) 357-1911<\/a>\r\n <a href=\"tel:+2348172052666\">+234 817 205 2666<\/a>\r\n <a href=\"mailto:info@davecartergroup.com\">info@davecartergroup.com<\/a>\r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"foot-bottom\">\r\n <p class=\"foot-copy\">\u00a9 2025 Dave Carter Group LLC \u00b7 All rights reserved<\/p>\r\n <div class=\"foot-legal-links\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/legal\/privacy\">Privacy Policy<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/legal\/terms\">Terms of Use<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/legal\/disclosures\">Legal Disclosures<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/brokerage\" class=\"active\">Brokerage Disclosure<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"foot-disclaimer\">\r\n <p>\r\n <strong>Legal Notice:<\/strong> Dave Carter Group LLC (USA) provides \r\n real estate advisory, consulting, and investor services only. \r\n Brokerage services in the State of New York \u2014 including the sale, \r\n purchase, and leasing of real property \u2014 are performed by \r\n <em>Kola Adisa<\/em> personally under his separate New York REALTOR\u00ae \r\n license, not by Dave Carter Group LLC. Dave Carter Integrated Services \r\n Ltd operates independently in Nigeria. All services are delivered in \r\n strict accordance with applicable federal, state, and international law.\r\n <\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n <\/footer>\r\n\r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n const menuBtn = document.querySelector(\".nav-menu-btn\");\r\n const navLinks = document.querySelector(\".nav-links\");\r\n const body = document.body;\r\n\r\n menuBtn.addEventListener(\"click\", function () {\r\n const isActive = navLinks.classList.contains(\"active\");\r\n navLinks.classList.toggle(\"active\");\r\n menuBtn.classList.toggle(\"active\");\r\n body.classList.toggle(\"menu-open\");\r\n menuBtn.setAttribute(\"aria-expanded\", !isActive);\r\n });\r\n\r\n document.querySelectorAll(\".nav-links a\").forEach(link => {\r\n link.addEventListener(\"click\", () => {\r\n navLinks.classList.remove(\"active\");\r\n menuBtn.classList.remove(\"active\");\r\n body.classList.remove(\"menu-open\");\r\n menuBtn.setAttribute(\"aria-expanded\", 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Insights Book a Call […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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\n\t\t\t\t\t\r\n\r\n\r\n \r\n \r\n Brokerage Disclosure \u2014 Dave Carter Group US Advisory<\/title>\r\n <meta name=\"description\" content=\"Full disclosure of the separation between Dave Carter Group LLC's advisory services and Kola Adisa's personal New York REALTOR\u00ae license.\">\r\n \r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cinzel:wght@500;600&family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;1,300;1,400;1,500&family=Inter:wght@300;400;500;600&display=swap\" rel=\"stylesheet\">\r\n \r\n <link rel=\"stylesheet\" href=\"advisory.css\">\r\n <link rel=\"stylesheet\" href=\"brokerage.css\">\r\n<\/head>\r\n<body>\r\n\r\n \r\n <nav class=\"top-nav\">\r\n <div class=\"nav-inner\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\" class=\"nav-logo\">\r\n <img decoding=\"async\" src=\"http:\/\/davecartergroup.com\/us-advisory\/wp-content\/uploads\/2026\/04\/dc-logo.png.jpeg\" alt=\"DC\" class=\"logo-mark\">\r\n <span class=\"logo-text\">Dave Carter Group<\/span>\r\n <\/a>\r\n\r\n <button class=\"nav-menu-btn\" aria-label=\"Toggle menu\" aria-expanded=\"false\">\r\n <span class=\"hamburger-line\"><\/span>\r\n <span class=\"hamburger-line\"><\/span>\r\n <span class=\"hamburger-line\"><\/span>\r\n <\/button>\r\n\r\n <div class=\"nav-links\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Advisory<\/a>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Nigeria<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/about\">About<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/services\">Services<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/insights\">Insights<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\" class=\"nav-cta\">Book a Call<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/nav>\r\n\r\n \r\n <section class=\"brk-hero\">\r\n <div class=\"brk-hero-inner\">\r\n \r\n <div class=\"hero-breadcrumb\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Advisory<\/a>\r\n <span class=\"crumb-sep\">\u00b7<\/span>\r\n <span>Brokerage Disclosure<\/span>\r\n <\/div>\r\n\r\n <div class=\"doc-header\">\r\n \r\n <div class=\"doc-badge\">\r\n <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\">\r\n <path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/>\r\n <\/svg>\r\n <span>Official Legal Disclosure<\/span>\r\n <\/div>\r\n\r\n <p class=\"section-tag\">Brokerage Disclosure<\/p>\r\n \r\n <h1>\r\n Clarity on what<br>\r\n we <span class=\"italic\">can \u2014 and cannot \u2014<\/span><br>\r\n do for you.\r\n <\/h1>\r\n \r\n <p class=\"doc-lede\">\r\n This page explains the precise legal structure governing \r\n real estate services offered through Dave Carter Group LLC \r\n and by Kola Adisa individually. We believe clients and the \r\n public deserve unambiguous clarity on who is authorized to \r\n do what \u2014 under which law, and in which jurisdiction.\r\n <\/p>\r\n\r\n \r\n <div class=\"doc-meta\">\r\n <div class=\"dm-item\">\r\n <p class=\"dm-label\">Document Type<\/p>\r\n <p class=\"dm-value\">Legal Disclosure<\/p>\r\n <\/div>\r\n <div class=\"dm-divider\"><\/div>\r\n <div class=\"dm-item\">\r\n <p class=\"dm-label\">Effective Date<\/p>\r\n <p class=\"dm-value\">January 1, 2025<\/p>\r\n <\/div>\r\n <div class=\"dm-divider\"><\/div>\r\n <div class=\"dm-item\">\r\n <p class=\"dm-label\">Jurisdictions<\/p>\r\n <p class=\"dm-value\">\ud83c\uddfa\ud83c\uddf8 United States \u00b7 \ud83c\uddf3\ud83c\uddec Nigeria<\/p>\r\n <\/div>\r\n <div class=\"dm-divider\"><\/div>\r\n <div class=\"dm-item\">\r\n <p class=\"dm-label\">Last Reviewed<\/p>\r\n <p class=\"dm-value\">January 2025<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"summary-section\">\r\n <div class=\"sum-inner\">\r\n \r\n <div class=\"summary-card\">\r\n <div class=\"sum-top\">\r\n <div class=\"sum-icon\">\r\n <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.2\">\r\n <circle cx=\"12\" cy=\"12\" r=\"10\"\/>\r\n <path d=\"M12 8v4M12 16h.01\"\/>\r\n <\/svg>\r\n <\/div>\r\n <p class=\"sum-eyebrow\">Important \u2014 Read First<\/p>\r\n <\/div>\r\n \r\n <h2>The Summary, in Plain Language.<\/h2>\r\n \r\n <div class=\"sum-points\">\r\n \r\n <div class=\"sum-point\">\r\n <span class=\"sp-num\">01<\/span>\r\n <div class=\"sp-body\">\r\n <h3>Dave Carter Group LLC is an advisory firm.<\/h3>\r\n <p>\r\n It is <em>not<\/em> a licensed real estate brokerage. \r\n The LLC provides consulting, strategy, and investor \r\n services \u2014 <em>not<\/em> brokerage representation.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"sum-point\">\r\n <span class=\"sp-num\">02<\/span>\r\n <div class=\"sp-body\">\r\n <h3>Kola Adisa is a licensed New York REALTOR\u00ae.<\/h3>\r\n <p>\r\n Brokerage activity in New York State \u2014 buying, \r\n selling, leasing \u2014 is performed by Kola Adisa \r\n <em>personally<\/em>, under his own individual \r\n license, not by Dave Carter Group LLC.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"sum-point\">\r\n <span class=\"sp-num\">03<\/span>\r\n <div class=\"sp-body\">\r\n <h3>Dave Carter Integrated Services Ltd is Nigeria.<\/h3>\r\n <p>\r\n Real estate services in Nigeria \u2014 property \r\n management, rentals, acquisitions \u2014 are operated \r\n by a separate Nigerian company under Nigerian law.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"sum-point\">\r\n <span class=\"sp-num\">04<\/span>\r\n <div class=\"sp-body\">\r\n <h3>Each engagement is contracted to the correct entity.<\/h3>\r\n <p>\r\n When you hire us, the engagement letter clearly \r\n states which entity (or individual) you are \r\n contracting with \u2014 and under which jurisdiction's law.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <div class=\"sum-footer\">\r\n <p>\r\n <strong>Bottom line:<\/strong> Different legal entities. \r\n Different authorizations. Different jurisdictions. \r\n Complete transparency. Read on for the detailed \r\n explanation below.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section id=\"llc\" class=\"disclosure-block\">\r\n <div class=\"disc-inner\">\r\n \r\n <div class=\"disc-header\">\r\n <div class=\"disc-number\">\r\n <span>I.<\/span>\r\n <span class=\"num-line\"><\/span>\r\n <\/div>\r\n <p class=\"disc-category\">Entity One<\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-grid\">\r\n \r\n <div class=\"disc-main\">\r\n <h2>Dave Carter Group LLC<\/h2>\r\n <p class=\"disc-subtitle\">\r\n <span class=\"flag\">\ud83c\uddfa\ud83c\uddf8<\/span>\r\n Wyoming-Based Advisory Firm \u00b7 Est. 2022\r\n <\/p>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity is<\/h3>\r\n <p>\r\n Dave Carter Group LLC is a Wyoming limited liability \r\n company registered in the United States of America. \r\n It provides <em>advisory services only<\/em> \u2014 \r\n specifically: real estate investment advisory, \r\n business and strategy consulting, cross-border \r\n investment structuring counsel, and diaspora wealth \r\n planning services.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity is NOT<\/h3>\r\n <p>\r\n Dave Carter Group LLC is <strong>not<\/strong> a \r\n licensed real estate brokerage in any US state, \r\n including New York. It does not hold a brokerage \r\n license. It does not employ agents who act on its \r\n behalf for brokerage purposes. It does not collect \r\n commissions on real estate transactions.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity can do<\/h3>\r\n <ul class=\"disc-list\">\r\n <li>Provide strategic counsel on real estate investments<\/li>\r\n <li>Offer market analysis, underwriting review, and portfolio guidance<\/li>\r\n <li>Consult on business operations, growth, and governance<\/li>\r\n <li>Advise on cross-border structuring (entities, tax, compliance)<\/li>\r\n <li>Serve as an advisor coordinating between other professionals<\/li>\r\n <li>Provide written reports, deliverables, and ongoing counsel<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity cannot do<\/h3>\r\n <ul class=\"disc-list restricted\">\r\n <li>Act as a real estate broker in any US jurisdiction<\/li>\r\n <li>List properties, represent buyers\/sellers, or negotiate transactions<\/li>\r\n <li>Collect commissions from real estate sales or leases<\/li>\r\n <li>Hold client funds in a real estate escrow capacity<\/li>\r\n <li>Provide legal or tax advice (we coordinate with your counsel)<\/li>\r\n <li>Perform regulated brokerage activity under any state law<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n\r\n <aside class=\"disc-sidebar\">\r\n <div class=\"sidebar-card\">\r\n <div class=\"sc-line\"><\/div>\r\n <p class=\"sc-eyebrow\">Entity Details<\/p>\r\n <dl class=\"sc-list\">\r\n <dt>Legal Name<\/dt>\r\n <dd>Dave Carter Group LLC<\/dd>\r\n \r\n <dt>Formation<\/dt>\r\n <dd>Wyoming, USA<\/dd>\r\n \r\n <dt>Year Founded<\/dt>\r\n <dd>2022<\/dd>\r\n \r\n <dt>Business Type<\/dt>\r\n <dd>Advisory \u00b7 Consulting<\/dd>\r\n \r\n <dt>Brokerage License<\/dt>\r\n <dd class=\"neg\">None \u2014 Not applicable<\/dd>\r\n \r\n <dt>Registered Office<\/dt>\r\n <dd>32 N Gould Street, Suite R<br>Sheridan, WY 82801<\/dd>\r\n \r\n <dt>Contact<\/dt>\r\n <dd>info@davecartergroup.com<\/dd>\r\n <\/dl>\r\n <\/div>\r\n <\/aside>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"divider-band\">\r\n <div class=\"db-inner\">\r\n <div class=\"db-line\"><\/div>\r\n <span class=\"db-mark\">\u2726<\/span>\r\n <div class=\"db-line\"><\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section id=\"personal\" class=\"disclosure-block alt\">\r\n <div class=\"disc-inner\">\r\n \r\n <div class=\"disc-header\">\r\n <div class=\"disc-number special\">\r\n <span>II.<\/span>\r\n <span class=\"num-line\"><\/span>\r\n <\/div>\r\n <p class=\"disc-category\">Individual License<\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-grid\">\r\n \r\n <div class=\"disc-main\">\r\n <h2>Kola Adisa, Licensed REALTOR\u00ae<\/h2>\r\n <p class=\"disc-subtitle\">\r\n <span class=\"flag\">\u2696\ufe0f<\/span>\r\n New York State \u00b7 Individual License\r\n <\/p>\r\n\r\n <div class=\"important-callout\">\r\n <p class=\"ic-label\">Critical Distinction<\/p>\r\n <p>\r\n All real estate brokerage activity conducted in the \r\n State of New York is performed by <strong>Kola Adisa \r\n personally<\/strong>, operating under his individual \r\n New York State REALTOR\u00ae license \u2014 <em>not<\/em> under \r\n the umbrella of Dave Carter Group LLC.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this means in practice<\/h3>\r\n <p>\r\n When a client engages Kola Adisa for New York real \r\n estate brokerage services (buying a property, \r\n selling a property, leasing, or representing them \r\n as an agent in a transaction), the engagement is \r\n with <em>Kola Adisa the individual licensee<\/em> \u2014 \r\n governed by the laws, regulations, and professional \r\n standards of New York State.\r\n <\/p>\r\n <p>\r\n The engagement letter for brokerage services is a \r\n <strong>separate document<\/strong> from any advisory \r\n engagement with Dave Carter Group LLC. Fees are \r\n separate. Scope is separate. Liability and \r\n regulatory oversight flow through his personal \r\n license and the affiliated brokerage firm.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Professional memberships<\/h3>\r\n <p>\r\n Kola Adisa's brokerage practice is conducted in \r\n accordance with the ethical standards and \r\n obligations of the following professional bodies:\r\n <\/p>\r\n <ul class=\"disc-list highlighted\">\r\n <li>\r\n <strong>National Association of REALTORS\u00ae (NAR)<\/strong> \u2014 \r\n National ethical standards for US real estate professionals\r\n <\/li>\r\n <li>\r\n <strong>New York State Association of REALTORS\u00ae<\/strong> \u2014 \r\n Statewide regulatory framework and continuing education\r\n <\/li>\r\n <li>\r\n <strong>Staten Island Board of REALTORS\u00ae (SIBOR)<\/strong> \u2014 \r\n Local MLS access and regional industry standards\r\n <\/li>\r\n <li>\r\n <strong>New York Real Estate Institute (NYREI)<\/strong> \u2014 \r\n Professional training and credentialing\r\n <\/li>\r\n <li>\r\n <strong>Association of Estate Agents of Nigeria (AEAN)<\/strong> \u2014 \r\n Dual-market competence for Nigeria-related work\r\n <\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Brokerage services available<\/h3>\r\n <ul class=\"disc-list\">\r\n <li>Residential real estate sales (buyer or seller representation)<\/li>\r\n <li>Commercial property representation<\/li>\r\n <li>Leasing and rental transactions<\/li>\r\n <li>Investment property sourcing and acquisition<\/li>\r\n <li>Market analysis and comparative valuations<\/li>\r\n <li>Licensed intermediary work in transactions<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Geographic scope<\/h3>\r\n <p>\r\n Kola Adisa's New York REALTOR\u00ae license authorizes \r\n brokerage activity within <strong>New York State \r\n only<\/strong>. Brokerage work outside New York \r\n requires referral to licensed professionals in the \r\n relevant jurisdiction \u2014 a service we facilitate \r\n when appropriate through our trusted network.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <aside class=\"disc-sidebar\">\r\n <div class=\"sidebar-card special\">\r\n <div class=\"sc-line gold\"><\/div>\r\n <p class=\"sc-eyebrow\">License Details<\/p>\r\n <dl class=\"sc-list\">\r\n <dt>Licensee<\/dt>\r\n <dd>Kola Adisa<\/dd>\r\n \r\n <dt>License Type<\/dt>\r\n <dd>REALTOR\u00ae \u2014 Salesperson<\/dd>\r\n \r\n <dt>Jurisdiction<\/dt>\r\n <dd>New York State<\/dd>\r\n \r\n <dt>Regulating Body<\/dt>\r\n <dd>NY Dept. of State,<br>Division of Licensing<\/dd>\r\n \r\n <dt>License Status<\/dt>\r\n <dd class=\"pos\">Active & In Good Standing<\/dd>\r\n \r\n <dt>Affiliated With<\/dt>\r\n <dd>Licensed NY Brokerage<br><em>(details upon request)<\/em><\/dd>\r\n \r\n <dt>Contact<\/dt>\r\n <dd>info@davecartergroup.com<\/dd>\r\n <\/dl>\r\n\r\n <div class=\"license-note\">\r\n <p>\r\n License verification available upon request. \r\n Clients may also verify licensed status \r\n directly through the New York Department of \r\n State's online registry.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/aside>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"divider-band\">\r\n <div class=\"db-inner\">\r\n <div class=\"db-line\"><\/div>\r\n <span class=\"db-mark\">\u2726<\/span>\r\n <div class=\"db-line\"><\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section id=\"nigeria\" class=\"disclosure-block\">\r\n <div class=\"disc-inner\">\r\n \r\n <div class=\"disc-header\">\r\n <div class=\"disc-number\">\r\n <span>III.<\/span>\r\n <span class=\"num-line\"><\/span>\r\n <\/div>\r\n <p class=\"disc-category\">Entity Three<\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-grid\">\r\n \r\n <div class=\"disc-main\">\r\n <h2>Dave Carter Integrated Services Ltd<\/h2>\r\n <p class=\"disc-subtitle\">\r\n <span class=\"flag\">\ud83c\uddf3\ud83c\uddec<\/span>\r\n Nigerian Operations Company \u00b7 Est. 2004\r\n <\/p>\r\n\r\n <div class=\"disc-section\">\r\n <h3>What this entity is<\/h3>\r\n <p>\r\n Dave Carter Integrated Services Ltd is a Nigerian \r\n limited liability company headquartered in Lagos, \r\n Nigeria. It is a legally <em>independent<\/em> entity \r\n from Dave Carter Group LLC (USA). It operates under \r\n Nigerian commercial law, is regulated by Nigerian \r\n authorities, and conducts business in accordance \r\n with the Nigerian Real Estate and Facility \r\n Management regulatory framework.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Services offered in Nigeria<\/h3>\r\n <ul class=\"disc-list\">\r\n <li>Property management for residential and commercial assets<\/li>\r\n <li>Rental services (via our TenantHomeFinders platform)<\/li>\r\n <li>Property acquisition and sourcing for clients<\/li>\r\n <li>Development consulting and project oversight<\/li>\r\n <li>Real estate resources and industry tools (via Realty360 Hub)<\/li>\r\n <li>Diaspora liaison services (bridging overseas clients)<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Regulatory framework<\/h3>\r\n <p>\r\n Nigerian real estate activity conducted by Dave \r\n Carter Integrated Services Ltd is performed in \r\n compliance with applicable Nigerian laws, including \r\n requirements set by the Corporate Affairs Commission \r\n (CAC), and in alignment with the ethical standards \r\n of the Association of Estate Agents of Nigeria \r\n (AEAN) \u2014 of which Kola Adisa is a member.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"disc-section\">\r\n <h3>Important note on cross-border work<\/h3>\r\n <p>\r\n When diaspora clients engage us for integrated \r\n advisory-plus-operations work (e.g., advisory on \r\n acquiring Nigerian property, with execution via our \r\n Lagos office), the engagement involves <em>both \r\n entities<\/em> \u2014 Dave Carter Group LLC for the \r\n advisory component, and Dave Carter Integrated \r\n Services Ltd for the operational component. These \r\n are contractually and legally distinct engagements.\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <aside class=\"disc-sidebar\">\r\n <div class=\"sidebar-card\">\r\n <div class=\"sc-line\"><\/div>\r\n <p class=\"sc-eyebrow\">Entity Details<\/p>\r\n <dl class=\"sc-list\">\r\n <dt>Legal Name<\/dt>\r\n <dd>Dave Carter Integrated Services Ltd<\/dd>\r\n \r\n <dt>Country<\/dt>\r\n <dd>Federal Republic of Nigeria<\/dd>\r\n \r\n <dt>Year Established<\/dt>\r\n <dd>2004<\/dd>\r\n \r\n <dt>Business Scope<\/dt>\r\n <dd>Real Estate Operations<\/dd>\r\n \r\n <dt>Regulatory Body<\/dt>\r\n <dd>Corporate Affairs<br>Commission (CAC)<\/dd>\r\n \r\n <dt>Industry Membership<\/dt>\r\n <dd>AEAN (Nigeria)<\/dd>\r\n \r\n <dt>Registered Office<\/dt>\r\n <dd>18 Esomo Close, Off Toyin Street<br>Ikeja, Lagos, Nigeria<\/dd>\r\n \r\n <dt>Contact<\/dt>\r\n <dd>info@davecartergroup.com<\/dd>\r\n <\/dl>\r\n <\/div>\r\n <\/aside>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"relationships-section\">\r\n <div class=\"rel-inner\">\r\n \r\n <div class=\"rel-header\">\r\n <p class=\"section-tag centered\">How They Coexist<\/p>\r\n <h2 class=\"centered\">Three entities.<br><span class=\"serif-italic\">One client experience.<\/span><\/h2>\r\n <p class=\"rel-intro centered\">\r\n While each entity is legally separate, the client \r\n experience is intentionally unified. Here's how the \r\n pieces fit together in practice.\r\n <\/p>\r\n <\/div>\r\n\r\n \r\n <div class=\"entity-map\">\r\n \r\n <div class=\"map-entity primary\">\r\n <div class=\"me-flag\">\ud83c\uddfa\ud83c\uddf8<\/div>\r\n <h3>Dave Carter Group LLC<\/h3>\r\n <p class=\"me-type\">Advisory Firm<\/p>\r\n <p class=\"me-desc\">\r\n Strategy, analysis, counsel, cross-border structuring\r\n <\/p>\r\n <div class=\"me-tag\">Wyoming, USA<\/div>\r\n <\/div>\r\n\r\n <div class=\"map-connector\">\r\n <div class=\"mc-line\"><\/div>\r\n <span class=\"mc-label\">Client<br>Journey<\/span>\r\n <div class=\"mc-line\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"map-entity personal\">\r\n <div class=\"me-flag\">\u2696\ufe0f<\/div>\r\n <h3>Kola Adisa, REALTOR\u00ae<\/h3>\r\n <p class=\"me-type\">Individual License<\/p>\r\n <p class=\"me-desc\">\r\n Brokerage services (buy, sell, lease) in New York State\r\n <\/p>\r\n <div class=\"me-tag special\">New York, USA<\/div>\r\n <\/div>\r\n\r\n <div class=\"map-connector\">\r\n <div class=\"mc-line\"><\/div>\r\n <span class=\"mc-label\">Client<br>Journey<\/span>\r\n <div class=\"mc-line\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"map-entity operations\">\r\n <div class=\"me-flag\">\ud83c\uddf3\ud83c\uddec<\/div>\r\n <h3>Dave Carter Integrated<\/h3>\r\n <p class=\"me-type\">Operations Company<\/p>\r\n <p class=\"me-desc\">\r\n Property management, rentals, acquisitions, development\r\n <\/p>\r\n <div class=\"me-tag\">Lagos, Nigeria<\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n \r\n <div class=\"examples-grid\">\r\n \r\n <div class=\"example-card\">\r\n <p class=\"ex-tag\">Example 01<\/p>\r\n <h3>A New Yorker Buying in Manhattan<\/h3>\r\n <p>\r\n A US-based professional wants to purchase a brownstone \r\n in Brooklyn. The engagement is entirely with \r\n <strong>Kola Adisa, REALTOR\u00ae<\/strong> \u2014 a direct \r\n brokerage relationship under his NY license.\r\n <\/p>\r\n <div class=\"ex-entities\">\r\n <span class=\"ex-entity active\">\u2696\ufe0f Kola Adisa<\/span>\r\n <span class=\"ex-entity\">\ud83c\uddfa\ud83c\uddf8 LLC<\/span>\r\n <span class=\"ex-entity\">\ud83c\uddf3\ud83c\uddec DCIS Ltd<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"example-card\">\r\n <p class=\"ex-tag\">Example 02<\/p>\r\n <h3>A US Fund Evaluating a Lagos Deal<\/h3>\r\n <p>\r\n A family office wants advisory on entering the Lagos \r\n commercial market. The engagement is with \r\n <strong>Dave Carter Group LLC<\/strong> for advisory \u2014 \r\n no brokerage element on the US side.\r\n <\/p>\r\n <div class=\"ex-entities\">\r\n <span class=\"ex-entity\">\u2696\ufe0f Kola Adisa<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddfa\ud83c\uddf8 LLC<\/span>\r\n <span class=\"ex-entity\">\ud83c\uddf3\ud83c\uddec DCIS Ltd<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"example-card\">\r\n <p class=\"ex-tag\">Example 03<\/p>\r\n <h3>A Diaspora Investor Buying in Lagos<\/h3>\r\n <p>\r\n A Nigerian-American in Houston wants to acquire Lagos \r\n property. Advisory is contracted with the \r\n <strong>LLC<\/strong>. Operational execution is \r\n contracted with <strong>DCIS Ltd<\/strong>. Two letters, \r\n fully transparent.\r\n <\/p>\r\n <div class=\"ex-entities\">\r\n <span class=\"ex-entity\">\u2696\ufe0f Kola Adisa<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddfa\ud83c\uddf8 LLC<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddf3\ud83c\uddec DCIS Ltd<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"example-card\">\r\n <p class=\"ex-tag\">Example 04<\/p>\r\n <h3>A Diaspora Client Buying in Both Markets<\/h3>\r\n <p>\r\n A high-net-worth client wants homes in both NY and \r\n Lagos. NY brokerage via <strong>Kola personally<\/strong>. \r\n Advisory via the <strong>LLC<\/strong>. Lagos ops via \r\n <strong>DCIS Ltd<\/strong>. All three, clearly separated.\r\n <\/p>\r\n <div class=\"ex-entities\">\r\n <span class=\"ex-entity active\">\u2696\ufe0f Kola Adisa<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddfa\ud83c\uddf8 LLC<\/span>\r\n <span class=\"ex-entity active\">\ud83c\uddf3\ud83c\uddec DCIS Ltd<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"ethics-section\">\r\n <div class=\"eth-inner\">\r\n \r\n <div class=\"eth-header\">\r\n <p class=\"section-tag\">Our Commitments<\/p>\r\n <h2>Ethical &<br><span class=\"serif-italic\">fiduciary standards.<\/span><\/h2>\r\n <\/div>\r\n\r\n <div class=\"eth-grid\">\r\n \r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">01<\/span>\r\n <h3>Full Disclosure<\/h3>\r\n <p>\r\n Before any engagement, we disclose which entity is \r\n contracting, what services are covered, which fees \r\n apply, and which regulatory framework governs the work.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">02<\/span>\r\n <h3>No Hidden Commissions<\/h3>\r\n <p>\r\n Advisory fees are transparent. If a brokerage \r\n transaction is involved, commission structures are \r\n disclosed upfront and separately \u2014 no hidden \r\n kickbacks or referral fees.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">03<\/span>\r\n <h3>Client-First Loyalty<\/h3>\r\n <p>\r\n In advisory engagements, we work <em>for<\/em> you \u2014 \r\n not for a third-party broker, seller, or developer. \r\n Our compensation comes from you, which aligns our \r\n incentives to your outcomes.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">04<\/span>\r\n <h3>Confidentiality<\/h3>\r\n <p>\r\n Client identities, holdings, and the substance of our \r\n conversations are held in strict confidence \u2014 by \r\n contract and by longstanding practice.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">05<\/span>\r\n <h3>Referral Transparency<\/h3>\r\n <p>\r\n When we refer you to third parties (attorneys, tax \r\n advisors, licensed brokers elsewhere), we disclose \r\n any referral relationships \u2014 including whether any \r\n consideration flows between parties.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"eth-item\">\r\n <span class=\"eth-num\">06<\/span>\r\n <h3>Regulatory Compliance<\/h3>\r\n <p>\r\n All activity is conducted in strict compliance with \r\n applicable laws \u2014 US federal, New York State, \r\n Wyoming, Nigerian federal, and international regulations \r\n governing cross-border capital flows.\r\n <\/p>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"disc-contact\">\r\n <div class=\"dc-inner\">\r\n \r\n <div class=\"dc-card\">\r\n \r\n <div class=\"dc-left\">\r\n <p class=\"section-tag\">Questions?<\/p>\r\n <h2>If anything on<br>this page is unclear,<br><span class=\"serif-italic\">please ask.<\/span><\/h2>\r\n <p class=\"dc-body\">\r\n We'd rather answer ten questions than have a single \r\n client misunderstand what they're contracting for. \r\n If any aspect of our legal structure, disclosures, \r\n or scope is unclear, email or call us directly \u2014 \r\n and we'll walk through it with you.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"dc-right\">\r\n <div class=\"dc-contact-item\">\r\n <p class=\"dci-label\">Email<\/p>\r\n <a href=\"mailto:info@davecartergroup.com\" class=\"dci-value\">\r\n info@davecartergroup.com\r\n <\/a>\r\n <\/div>\r\n\r\n <div class=\"dc-divider-line\"><\/div>\r\n\r\n <div class=\"dc-contact-item\">\r\n <p class=\"dci-label\">US Office<\/p>\r\n <a href=\"tel:+13073571911\" class=\"dci-value\">\r\n +1 (307) 357-1911\r\n <\/a>\r\n <\/div>\r\n\r\n <div class=\"dc-divider-line\"><\/div>\r\n\r\n <div class=\"dc-contact-item\">\r\n <p class=\"dci-label\">Nigeria Office<\/p>\r\n <a href=\"tel:+2348172052666\" class=\"dci-value\">\r\n +234 817 205 2666\r\n <\/a>\r\n <\/div>\r\n\r\n <div class=\"dc-divider-line\"><\/div>\r\n\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\" class=\"dc-cta\">\r\n Book a Discovery Call\r\n <svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\">\r\n <path d=\"M1 5H13M13 5L9 1M13 5L9 9\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\r\n <\/svg>\r\n <\/a>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"fine-print\">\r\n <div class=\"fp-inner\">\r\n \r\n <div class=\"fp-top\">\r\n <p class=\"section-tag\">Legal Fine Print<\/p>\r\n <h2>Final disclosures<br>& boilerplate.<\/h2>\r\n <\/div>\r\n\r\n <div class=\"fp-body\">\r\n \r\n <div class=\"fp-item\">\r\n <h3>No Legal, Tax, or Investment Advice<\/h3>\r\n <p>\r\n Nothing on this website, in any engagement letter, \r\n or in any communication from Dave Carter Group LLC, \r\n Kola Adisa personally, or Dave Carter Integrated \r\n Services Ltd should be construed as legal advice, \r\n tax advice, or regulated investment advice. We \r\n provide advisory services, strategic counsel, and \u2014 \r\n where licensed \u2014 brokerage services. For legal, tax, \r\n or regulated investment matters, please consult a \r\n qualified attorney, certified public accountant, or \r\n licensed investment advisor.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>Fair Housing Commitment<\/h3>\r\n <p>\r\n Kola Adisa, in his capacity as a licensed New York \r\n REALTOR\u00ae, operates in strict compliance with the \r\n Federal Fair Housing Act, the New York State Human \r\n Rights Law, and all local fair housing ordinances. \r\n No discrimination is practiced on the basis of race, \r\n color, religion, sex, national origin, familial \r\n status, disability, sexual orientation, gender \r\n identity, source of income, or any other protected \r\n characteristic under applicable law.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>Cross-Border Regulatory Matters<\/h3>\r\n <p>\r\n Cross-border real estate transactions involving the \r\n United States and Nigeria are subject to multiple \r\n regulatory regimes, including but not limited to: \r\n US anti-money-laundering (AML) regulations, \r\n know-your-customer (KYC) requirements, Nigerian \r\n foreign exchange regulations, and the tax codes of \r\n both jurisdictions. We coordinate with qualified \r\n legal and tax professionals to ensure full compliance, \r\n but ultimate legal and tax responsibility rests with \r\n the client and their retained counsel.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>License Verification<\/h3>\r\n <p>\r\n Clients and members of the public may verify Kola \r\n Adisa's active New York REALTOR\u00ae license through the \r\n New York Department of State's Division of Licensing \r\n Services. Verification materials and formal license \r\n documentation are available upon written request to \r\n info@davecartergroup.com.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>Entity Changes & Updates<\/h3>\r\n <p>\r\n The legal structure described on this page is current \r\n as of the \"Effective Date\" shown at the top. Any \r\n material changes to entity structure, licensing, \r\n regulatory status, or scope of services will be \r\n reflected through updates to this disclosure and \r\n \u2014 where applicable \u2014 communicated to active clients \r\n directly.\r\n <\/p>\r\n <\/div>\r\n\r\n <div class=\"fp-item\">\r\n <h3>Governing Law<\/h3>\r\n <p>\r\n Engagement letters with Dave Carter Group LLC are \r\n governed by the laws of the State of Wyoming, USA. \r\n Engagements with Kola Adisa personally (for NY \r\n brokerage services) are governed by the laws of the \r\n State of New York. Engagements with Dave Carter \r\n Integrated Services Ltd are governed by the laws of \r\n the Federal Republic of Nigeria. Each engagement \r\n letter specifies its applicable jurisdiction.\r\n <\/p>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <div class=\"fp-footer\">\r\n <p class=\"fp-copy\">\r\n This Brokerage Disclosure is provided in the spirit of \r\n full transparency. If you believe any aspect of this \r\n document requires clarification, correction, or update, \r\n please notify us at \r\n <a href=\"mailto:info@davecartergroup.com\">info@davecartergroup.com<\/a>.\r\n <\/p>\r\n <p class=\"fp-version\">\r\n Version 1.0 \u00b7 Effective January 1, 2025 \u00b7 Last Reviewed January 2025\r\n <\/p>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <footer class=\"adv-foot\">\r\n <div class=\"foot-inner\">\r\n \r\n <div class=\"foot-top\">\r\n <div class=\"foot-brand\">\r\n <img decoding=\"async\" src=\"http:\/\/davecartergroup.com\/us-advisory\/wp-content\/uploads\/2026\/04\/dc-logo.png.jpeg\" alt=\"DC\" class=\"foot-logo\">\r\n <p class=\"foot-tagline\">\r\n Real estate advisory for the cross-border investor.\r\n <\/p>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-grid\">\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Advisory<\/p>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Operations<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/about\">About<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/services\">Services<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/insights\">Insights<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\">Contact<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Nigeria<\/p>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Lagos Operations<\/a>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Services<\/a>\r\n <a href=\"https:\/\/tenanthomefinders.com\/\">TenantHomeFinders<\/a>\r\n <a href=\"https:\/\/estate360nigeria.com\/\">Realty360 Hub<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">The Founder<\/p>\r\n <a href=\"https:\/\/kolaadisa.com\" target=\"_blank\" rel=\"noopener\">kolaadisa.com \u2192<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Reach Us<\/p>\r\n <a href=\"tel:+13073571911\">+1 (307) 357-1911<\/a>\r\n <a href=\"tel:+2348172052666\">+234 817 205 2666<\/a>\r\n <a href=\"mailto:info@davecartergroup.com\">info@davecartergroup.com<\/a>\r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"foot-bottom\">\r\n <p class=\"foot-copy\">\u00a9 2025 Dave Carter Group LLC \u00b7 All rights reserved<\/p>\r\n <div class=\"foot-legal-links\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/legal\/privacy\">Privacy Policy<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/legal\/terms\">Terms of Use<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/legal\/disclosures\">Legal Disclosures<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/brokerage\" class=\"active\">Brokerage Disclosure<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"foot-disclaimer\">\r\n <p>\r\n <strong>Legal Notice:<\/strong> Dave Carter Group LLC (USA) provides \r\n real estate advisory, consulting, and investor services only. \r\n Brokerage services in the State of New York \u2014 including the sale, \r\n purchase, and leasing of real property \u2014 are performed by \r\n <em>Kola Adisa<\/em> personally under his separate New York REALTOR\u00ae \r\n license, not by Dave Carter Group LLC. Dave Carter Integrated Services \r\n Ltd operates independently in Nigeria. All services are delivered in \r\n strict accordance with applicable federal, state, and international law.\r\n <\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n <\/footer>\r\n\r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n const menuBtn = document.querySelector(\".nav-menu-btn\");\r\n const navLinks = document.querySelector(\".nav-links\");\r\n const body = document.body;\r\n\r\n menuBtn.addEventListener(\"click\", function () {\r\n const isActive = navLinks.classList.contains(\"active\");\r\n navLinks.classList.toggle(\"active\");\r\n menuBtn.classList.toggle(\"active\");\r\n body.classList.toggle(\"menu-open\");\r\n menuBtn.setAttribute(\"aria-expanded\", !isActive);\r\n });\r\n\r\n document.querySelectorAll(\".nav-links a\").forEach(link => {\r\n link.addEventListener(\"click\", () => {\r\n navLinks.classList.remove(\"active\");\r\n menuBtn.classList.remove(\"active\");\r\n body.classList.remove(\"menu-open\");\r\n menuBtn.setAttribute(\"aria-expanded\", 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