Terms of Use \u2014 Dave Carter Group US Advisory<\/title>\r\n <meta name=\"description\" content=\"Terms and conditions governing use of Dave Carter Group LLC's websites and services.\">\r\n \r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cinzel:wght@500;600&family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;1,300;1,400;1,500&family=Inter:wght@300;400;500;600&display=swap\" rel=\"stylesheet\">\r\n \r\n <link rel=\"stylesheet\" href=\"..\/advisory.css\">\r\n <link rel=\"stylesheet\" href=\"legal.css\">\r\n<\/head>\r\n<body>\r\n\r\n \r\n <nav class=\"top-nav\">\r\n <div class=\"nav-inner\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\" class=\"nav-logo\">\r\n <img decoding=\"async\" src=\"http:\/\/davecartergroup.com\/us-advisory\/wp-content\/uploads\/2026\/04\/dc-logo.png.jpeg\" alt=\"DC\" class=\"logo-mark\">\r\n <span class=\"logo-text\">Dave Carter Group<\/span>\r\n <\/a>\r\n\r\n <button class=\"nav-menu-btn\" aria-label=\"Toggle menu\" aria-expanded=\"false\">\r\n <span class=\"hamburger-line\"><\/span>\r\n <span class=\"hamburger-line\"><\/span>\r\n <span class=\"hamburger-line\"><\/span>\r\n <\/button>\r\n\r\n <div class=\"nav-links\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Advisory<\/a>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Nigeria<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/about\">About<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/services\">Services<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/insights\">Insights<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\" class=\"nav-cta\">Book a Call<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/nav>\r\n\r\n \r\n <section class=\"legal-hero\">\r\n <div class=\"legal-hero-inner\">\r\n \r\n <div class=\"hero-breadcrumb\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Advisory<\/a>\r\n <span class=\"crumb-sep\">\u00b7<\/span>\r\n <a href=\"#legal\">Legal<\/a>\r\n <span class=\"crumb-sep\">\u00b7<\/span>\r\n <span>Terms of Use<\/span>\r\n <\/div>\r\n\r\n <div class=\"doc-header\">\r\n <p class=\"doc-type\">Legal Document<\/p>\r\n <h1>Terms of <span class=\"italic\">Use.<\/span><\/h1>\r\n <p class=\"doc-intro\">\r\n The terms and conditions governing your use of Dave \r\n Carter Group LLC's websites, publications, and \r\n engagement with our advisory services.\r\n <\/p>\r\n \r\n <div class=\"doc-meta-strip\">\r\n <div class=\"dms-item\">\r\n <span class=\"dms-label\">Effective<\/span>\r\n <span class=\"dms-value\">January 1, 2025<\/span>\r\n <\/div>\r\n <span class=\"dms-sep\">\u00b7<\/span>\r\n <div class=\"dms-item\">\r\n <span class=\"dms-label\">Last Reviewed<\/span>\r\n <span class=\"dms-value\">January 2025<\/span>\r\n <\/div>\r\n <span class=\"dms-sep\">\u00b7<\/span>\r\n <div class=\"dms-item\">\r\n <span class=\"dms-label\">Version<\/span>\r\n <span class=\"dms-value\">1.0<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"legal-tabs\">\r\n <a href=\"privacy.html\" class=\"tab\">Privacy Policy<\/a>\r\n <a href=\"terms.html\" class=\"tab active\">Terms of Use<\/a>\r\n <a href=\"disclosures.html\" class=\"tab\">Legal Disclosures<\/a>\r\n <a href=\"..\/brokerage.html\" class=\"tab\">Brokerage Disclosure<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"legal-body\">\r\n <div class=\"body-inner\">\r\n \r\n \r\n <aside class=\"toc-sidebar\">\r\n <div class=\"toc-card\">\r\n <p class=\"toc-label\">Contents<\/p>\r\n <nav class=\"toc-nav\">\r\n <a href=\"#acceptance\" class=\"toc-link\">01 \u00b7 Acceptance of Terms<\/a>\r\n <a href=\"#services\" class=\"toc-link\">02 \u00b7 Nature of Services<\/a>\r\n <a href=\"#use\" class=\"toc-link\">03 \u00b7 Use of Websites<\/a>\r\n <a href=\"#content\" class=\"toc-link\">04 \u00b7 Content & Intellectual Property<\/a>\r\n <a href=\"#user-content\" class=\"toc-link\">05 \u00b7 User-Submitted Information<\/a>\r\n <a href=\"#disclaimers\" class=\"toc-link\">06 \u00b7 Disclaimers<\/a>\r\n <a href=\"#limitation\" class=\"toc-link\">07 \u00b7 Limitation of Liability<\/a>\r\n <a href=\"#indemnification\" class=\"toc-link\">08 \u00b7 Indemnification<\/a>\r\n <a href=\"#links\" class=\"toc-link\">09 \u00b7 Third-Party Links<\/a>\r\n <a href=\"#governing\" class=\"toc-link\">10 \u00b7 Governing Law<\/a>\r\n <a href=\"#termination\" class=\"toc-link\">11 \u00b7 Termination<\/a>\r\n <a href=\"#changes\" class=\"toc-link\">12 \u00b7 Changes to Terms<\/a>\r\n <a href=\"#contact\" class=\"toc-link\">13 \u00b7 Contact<\/a>\r\n <\/nav>\r\n <\/div>\r\n <\/aside>\r\n\r\n \r\n <article class=\"doc-content\">\r\n \r\n <section id=\"acceptance\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">01.<\/span>\r\n <h2>Acceptance of Terms<\/h2>\r\n <\/div>\r\n <p>\r\n These Terms of Use (\"Terms\") govern your access to \r\n and use of websites, content, and services provided \r\n by <strong>Dave Carter Group LLC<\/strong>, \r\n <strong>Dave Carter Integrated Services Ltd<\/strong>, \r\n and <strong>Kola Adisa<\/strong> (collectively, \"we,\" \r\n \"us,\" or \"our\").\r\n <\/p>\r\n <p>\r\n By accessing our websites or engaging our services, \r\n you (\"you\" or \"user\") acknowledge that you have read, \r\n understood, and agree to be bound by these Terms, \r\n along with our Privacy Policy, Legal Disclosures, \r\n and Brokerage Disclosure. If you do not agree, you \r\n may not use our websites or services.\r\n <\/p>\r\n <p>\r\n You must be at least 18 years old and legally \r\n capable of entering into binding agreements to use \r\n our services.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"services\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">02.<\/span>\r\n <h2>Nature of Services<\/h2>\r\n <\/div>\r\n <p>\r\n Our websites and services include \u2014 depending on \r\n the specific entity and engagement \u2014 the following:\r\n <\/p>\r\n <ul class=\"doc-list\">\r\n <li><strong>Advisory services<\/strong> provided by Dave Carter Group LLC (USA)<\/li>\r\n <li><strong>Brokerage services<\/strong> provided by Kola Adisa individually under his New York REALTOR\u00ae license<\/li>\r\n <li><strong>Operations services<\/strong> provided by Dave Carter Integrated Services Ltd (Nigeria)<\/li>\r\n <li><strong>Editorial content<\/strong> via The Advisory Journal and related publications<\/li>\r\n <\/ul>\r\n <p>\r\n Each engagement is governed by a separate written \r\n agreement with the appropriate entity. These Terms \r\n govern your general use of our websites and public \r\n content, and are supplemented by your engagement \r\n agreement where applicable.\r\n <\/p>\r\n <p>\r\n For the full legal structure of our entities and \r\n services, please refer to our \r\n <a href=\"..\/brokerage.html\">Brokerage Disclosure<\/a>.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"use\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">03.<\/span>\r\n <h2>Use of Websites<\/h2>\r\n <\/div>\r\n <p>\r\n You agree to use our websites and services only for \r\n lawful purposes and in accordance with these Terms. \r\n You agree not to:\r\n <\/p>\r\n <ul class=\"doc-list\">\r\n <li>Use the websites in any way that violates applicable laws or regulations<\/li>\r\n <li>Attempt to gain unauthorized access to any portion of the websites, accounts, or systems<\/li>\r\n <li>Use any automated means (bots, scrapers, crawlers) to access or extract content without prior written consent<\/li>\r\n <li>Transmit viruses, malware, or other harmful code<\/li>\r\n <li>Impersonate any person or entity, or misrepresent your affiliation with any person or entity<\/li>\r\n <li>Engage in any activity that interferes with or disrupts the websites or services<\/li>\r\n <li>Collect or harvest personal information of other users<\/li>\r\n <li>Use the websites for any commercial solicitation without written permission<\/li>\r\n <\/ul>\r\n <\/section>\r\n\r\n <section id=\"content\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">04.<\/span>\r\n <h2>Content & Intellectual Property<\/h2>\r\n <\/div>\r\n <p>\r\n All content on our websites \u2014 including articles \r\n published in The Advisory Journal, analysis, text, \r\n graphics, logos, images, photographs, and the design \r\n of the websites \u2014 is the property of Dave Carter \r\n Group LLC or its affiliates, or is used with \r\n permission, and is protected by applicable \r\n intellectual property laws.\r\n <\/p>\r\n <h3>Permitted use<\/h3>\r\n <ul class=\"doc-list\">\r\n <li>You may view and read content for your personal, non-commercial use<\/li>\r\n <li>You may share article links via social media, email, or direct messaging, with proper attribution<\/li>\r\n <li>You may quote brief excerpts with attribution to Dave Carter Group for legitimate commentary or reporting<\/li>\r\n <\/ul>\r\n <h3>Not permitted<\/h3>\r\n <ul class=\"doc-list\">\r\n <li>Reproducing, republishing, or redistributing content without written permission<\/li>\r\n <li>Using our content to train artificial intelligence or machine learning models<\/li>\r\n <li>Using our trademarks, logos, or branding without express authorization<\/li>\r\n <li>Creating derivative works based on our content<\/li>\r\n <li>Commercial use of any content, in whole or in part, without a license<\/li>\r\n <\/ul>\r\n <p>\r\n \"Dave Carter Group\" and related logos are trademarks \r\n of Dave Carter Group LLC. \"REALTOR\u00ae\" is a registered \r\n trademark of the National Association of REALTORS\u00ae.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"user-content\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">05.<\/span>\r\n <h2>User-Submitted Information<\/h2>\r\n <\/div>\r\n <p>\r\n When you submit information through our contact \r\n forms, inquiry forms, or email, you represent that:\r\n <\/p>\r\n <ul class=\"doc-list\">\r\n <li>The information you provide is truthful, accurate, and complete<\/li>\r\n <li>You have the right to provide such information<\/li>\r\n <li>Your submission does not violate any third-party rights<\/li>\r\n <\/ul>\r\n <p>\r\n By submitting information, you grant us a limited, \r\n non-exclusive right to use it for the purposes of \r\n responding to your inquiry, providing services, \r\n and complying with our legal obligations. We do \r\n not claim ownership of your personal information; \r\n we handle it in accordance with our \r\n <a href=\"privacy.html\">Privacy Policy<\/a>.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"disclaimers\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">06.<\/span>\r\n <h2>Disclaimers<\/h2>\r\n <\/div>\r\n \r\n <div class=\"disclaimer-block\">\r\n <p class=\"db-label\">IMPORTANT<\/p>\r\n <p>\r\n OUR WEBSITES AND CONTENT ARE PROVIDED \"AS IS\" \r\n AND \"AS AVAILABLE,\" WITHOUT WARRANTIES OF ANY \r\n KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING \r\n BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, \r\n FITNESS FOR A PARTICULAR PURPOSE, \r\n NON-INFRINGEMENT, OR ACCURACY.\r\n <\/p>\r\n <\/div>\r\n\r\n <h3>No legal, tax, or investment advice<\/h3>\r\n <p>\r\n Content on our websites \u2014 including articles, \r\n market commentary, and general guidance \u2014 is for \r\n informational purposes only. It does <em>not<\/em> \r\n constitute legal, tax, accounting, or regulated \r\n investment advice. You should consult qualified \r\n professionals before making decisions based on \r\n any information found on our websites.\r\n <\/p>\r\n\r\n <h3>No guarantee of results<\/h3>\r\n <p>\r\n Real estate investments involve risk. Past \r\n performance does not guarantee future results. \r\n Nothing on our websites should be interpreted as \r\n a guarantee of any specific outcome, return, or \r\n result from any investment, strategy, or advisory \r\n engagement.\r\n <\/p>\r\n\r\n <h3>Third-party information<\/h3>\r\n <p>\r\n Our websites may include market data, references, \r\n or information obtained from third-party sources. \r\n While we endeavor to use reliable sources, we do \r\n not guarantee the accuracy, completeness, or \r\n timeliness of third-party information.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"limitation\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">07.<\/span>\r\n <h2>Limitation of Liability<\/h2>\r\n <\/div>\r\n <p>\r\n TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, \r\n NEITHER DAVE CARTER GROUP LLC, DAVE CARTER \r\n INTEGRATED SERVICES LTD, KOLA ADISA, NOR ANY OF \r\n THEIR OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES \r\n SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, \r\n SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES \r\n ARISING OUT OF OR RELATED TO YOUR USE OF OR \r\n INABILITY TO USE OUR WEBSITES OR CONTENT, \r\n INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, \r\n DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES.\r\n <\/p>\r\n <p>\r\n Our aggregate liability to you for any claim \r\n arising from your use of our websites (excluding \r\n any active client engagement, which is governed \r\n by its own engagement letter) shall not exceed \r\n one hundred US dollars (USD $100) or the amount \r\n you have paid us in the preceding twelve months, \r\n whichever is greater.\r\n <\/p>\r\n <p>\r\n Some jurisdictions do not allow certain limitations \r\n of liability. In such jurisdictions, our liability \r\n is limited to the maximum extent permitted by law.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"indemnification\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">08.<\/span>\r\n <h2>Indemnification<\/h2>\r\n <\/div>\r\n <p>\r\n You agree to indemnify, defend, and hold harmless \r\n Dave Carter Group LLC, Dave Carter Integrated \r\n Services Ltd, Kola Adisa, and their respective \r\n officers, employees, agents, and affiliates from \r\n and against any claims, liabilities, damages, \r\n losses, costs, and expenses (including reasonable \r\n legal fees) arising out of or related to:\r\n <\/p>\r\n <ul class=\"doc-list\">\r\n <li>Your violation of these Terms<\/li>\r\n <li>Your violation of any applicable law or regulation<\/li>\r\n <li>Your infringement of any third-party rights<\/li>\r\n <li>Your misuse of our websites, content, or services<\/li>\r\n <\/ul>\r\n <\/section>\r\n\r\n <section id=\"links\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">09.<\/span>\r\n <h2>Third-Party Links<\/h2>\r\n <\/div>\r\n <p>\r\n Our websites may contain links to third-party \r\n websites or resources \u2014 including \r\n <a href=\"https:\/\/tenanthomefinders.com\" target=\"_blank\" rel=\"noopener\">TenantHomeFinders<\/a>, \r\n <a href=\"https:\/\/estate360nigeria.com\" target=\"_blank\" rel=\"noopener\">Realty360 Hub<\/a>, \r\n <a href=\"https:\/\/kolaadisa.com\" target=\"_blank\" rel=\"noopener\">kolaadisa.com<\/a>, \r\n and external references cited in our editorial content.\r\n <\/p>\r\n <p>\r\n These links are provided for convenience and \r\n reference. We do not control third-party websites \r\n and are not responsible for their content, privacy \r\n practices, or terms of use. Your use of third-party \r\n websites is at your own risk and subject to their \r\n own terms and policies.\r\n <\/p>\r\n <\/section>\r\n <section id=\"governing\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">10.<\/span>\r\n <h2>Governing Law<\/h2>\r\n <\/div>\r\n <p>\r\n These Terms and any dispute arising out of or \r\n related to your use of our websites shall be \r\n governed by and construed in accordance with the \r\n laws of the <strong>State of Wyoming, United States \r\n of America<\/strong>, without regard to its conflict \r\n of laws principles.\r\n <\/p>\r\n <p>\r\n For active client engagements, the governing law \r\n is specified in each engagement letter, which may \r\n designate New York, Wyoming, or Nigerian law \r\n depending on the contracting entity and scope of \r\n services.\r\n <\/p>\r\n <h3>Dispute resolution<\/h3>\r\n <p>\r\n Any dispute, controversy, or claim arising out of \r\n or relating to these Terms that cannot be resolved \r\n through good-faith negotiation shall be submitted \r\n to binding arbitration in accordance with the \r\n rules of the American Arbitration Association. \r\n The arbitration shall be conducted in English, \r\n with the seat of arbitration in Sheridan, Wyoming, \r\n USA (or another mutually agreed location).\r\n <\/p>\r\n <p>\r\n You waive any right to participate in a class \r\n action lawsuit or class-wide arbitration related \r\n to these Terms.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"termination\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">11.<\/span>\r\n <h2>Termination<\/h2>\r\n <\/div>\r\n <p>\r\n We reserve the right to terminate or restrict your \r\n access to our websites, content, or services at \r\n any time, without notice, for any reason, \r\n including but not limited to violation of these \r\n Terms.\r\n <\/p>\r\n <p>\r\n Upon termination, your right to access or use the \r\n websites ceases immediately. All provisions of \r\n these Terms that by their nature should survive \r\n termination \u2014 including, but not limited to, \r\n disclaimers, limitations of liability, \r\n indemnification, and governing law \u2014 shall \r\n survive.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"changes\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">12.<\/span>\r\n <h2>Changes to Terms<\/h2>\r\n <\/div>\r\n <p>\r\n We may revise these Terms from time to time at our \r\n discretion. The \"Effective Date\" and \"Last Reviewed\" \r\n notations at the top of this page indicate when \r\n the Terms were most recently updated.\r\n <\/p>\r\n <p>\r\n For material changes, we will provide reasonable \r\n notice \u2014 through our websites, email, or other \r\n appropriate means \u2014 before the changes take \r\n effect. Your continued use of our websites after \r\n such notice constitutes acceptance of the revised \r\n Terms.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"contact\" class=\"doc-section contact-sec\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">13.<\/span>\r\n <h2>Contact<\/h2>\r\n <\/div>\r\n <p>\r\n For questions, notices, or legal correspondence \r\n regarding these Terms, please contact us:\r\n <\/p>\r\n \r\n <div class=\"contact-block\">\r\n <div class=\"cb-row\">\r\n <span class=\"cb-label\">Email<\/span>\r\n <a href=\"mailto:info@davecartergroup.com\" class=\"cb-value\">info@davecartergroup.com<\/a>\r\n <\/div>\r\n <div class=\"cb-row\">\r\n <span class=\"cb-label\">Legal Notices<\/span>\r\n <span class=\"cb-value\">Dave Carter Group LLC<br>Attn: Legal \u00b7 32 N Gould Street, Suite R<br>Sheridan, WY 82801, USA<\/span>\r\n <\/div>\r\n <div class=\"cb-row\">\r\n <span class=\"cb-label\">US Phone<\/span>\r\n <a href=\"tel:+13073571911\" class=\"cb-value\">+1 (307) 357-1911<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <div class=\"doc-footer\">\r\n <p class=\"df-note\">\r\n These Terms of Use constitute the entire agreement \r\n between you and Dave Carter Group LLC regarding your \r\n use of our websites and supersede any prior \r\n agreements on the subject.\r\n <\/p>\r\n <p class=\"df-version\">\r\n Dave Carter Group LLC \u00b7 Terms of Use \u00b7 Version 1.0 \u00b7 January 2025\r\n <\/p>\r\n <\/div>\r\n\r\n <\/article>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <footer class=\"adv-foot\">\r\n <div class=\"foot-inner\">\r\n \r\n <div class=\"foot-top\">\r\n <div class=\"foot-brand\">\r\n <img decoding=\"async\" src=\"http:\/\/davecartergroup.com\/us-advisory\/wp-content\/uploads\/2026\/04\/dc-logo.png.jpeg\" alt=\"DC\" class=\"foot-logo\">\r\n <p class=\"foot-tagline\">\r\n Real estate advisory for the cross-border investor.\r\n <\/p>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-grid\">\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Advisory<\/p>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Operations<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/about\">About<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/services\">Services<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/insights\">Insights<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\">Contact<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Nigeria<\/p>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Lagos Operations<\/a>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Services<\/a>\r\n <a href=\"https:\/\/tenanthomefinders.com\/\">TenantHomeFinders<\/a>\r\n <a href=\"https:\/\/estate360nigeria.com\/\">Realty360 Hub<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">The Founder<\/p>\r\n <a href=\"https:\/\/kolaadisa.com\" target=\"_blank\" rel=\"noopener\">kolaadisa.com \u2192<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Reach Us<\/p>\r\n <a href=\"tel:+13073571911\">+1 (307) 357-1911<\/a>\r\n <a href=\"tel:+2348172052666\">+234 817 205 2666<\/a>\r\n <a href=\"mailto:info@davecartergroup.com\">info@davecartergroup.com<\/a>\r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"foot-bottom\">\r\n <p class=\"foot-copy\">\u00a9 2025 Dave Carter Group LLC \u00b7 All rights reserved<\/p>\r\n <div class=\"foot-legal-links\">\r\n <a href=\"privacy.html\">Privacy Policy<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"terms.html\" class=\"active\">Terms of Use<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"disclosures.html\">Legal Disclosures<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"..\/brokerage.html\">Brokerage Disclosure<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"foot-disclaimer\">\r\n <p>\r\n <strong>Legal Notice:<\/strong> Dave Carter Group LLC (USA) provides \r\n real estate advisory, consulting, and investor services only. \r\n Brokerage services in the State of New York \u2014 including the sale, \r\n purchase, and leasing of real property \u2014 are performed by \r\n <em>Kola Adisa<\/em> personally under his separate New York REALTOR\u00ae \r\n license, not by Dave Carter Group LLC. Dave Carter Integrated Services \r\n Ltd operates independently in Nigeria. All services are delivered in \r\n strict accordance with applicable federal, state, and international law.\r\n <\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n <\/footer>\r\n\r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n const menuBtn = document.querySelector(\".nav-menu-btn\");\r\n const navLinks = document.querySelector(\".nav-links\");\r\n const body = document.body;\r\n\r\n menuBtn.addEventListener(\"click\", function () {\r\n const isActive = navLinks.classList.contains(\"active\");\r\n navLinks.classList.toggle(\"active\");\r\n menuBtn.classList.toggle(\"active\");\r\n body.classList.toggle(\"menu-open\");\r\n menuBtn.setAttribute(\"aria-expanded\", !isActive);\r\n });\r\n\r\n document.querySelectorAll(\".nav-links a\").forEach(link => {\r\n link.addEventListener(\"click\", () => {\r\n navLinks.classList.remove(\"active\");\r\n menuBtn.classList.remove(\"active\");\r\n body.classList.remove(\"menu-open\");\r\n menuBtn.setAttribute(\"aria-expanded\", 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'-120px 0px -60% 0px' });\r\n sections.forEach(section => observer.observe(section));\r\n});\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms of Use \u2014 Dave Carter Group US Advisory Dave Carter Group US Advisory Nigeria About Services Insights Book a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":89,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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\n\t\t\t\t\t\r\n\r\n\r\n \r\n \r\n Terms of Use \u2014 Dave Carter Group US Advisory<\/title>\r\n <meta name=\"description\" content=\"Terms and conditions governing use of Dave Carter Group LLC's websites and services.\">\r\n \r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n <link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cinzel:wght@500;600&family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;1,300;1,400;1,500&family=Inter:wght@300;400;500;600&display=swap\" rel=\"stylesheet\">\r\n \r\n <link rel=\"stylesheet\" href=\"..\/advisory.css\">\r\n <link rel=\"stylesheet\" href=\"legal.css\">\r\n<\/head>\r\n<body>\r\n\r\n \r\n <nav class=\"top-nav\">\r\n <div class=\"nav-inner\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\" class=\"nav-logo\">\r\n <img decoding=\"async\" src=\"http:\/\/davecartergroup.com\/us-advisory\/wp-content\/uploads\/2026\/04\/dc-logo.png.jpeg\" alt=\"DC\" class=\"logo-mark\">\r\n <span class=\"logo-text\">Dave Carter Group<\/span>\r\n <\/a>\r\n\r\n <button class=\"nav-menu-btn\" aria-label=\"Toggle menu\" aria-expanded=\"false\">\r\n <span class=\"hamburger-line\"><\/span>\r\n <span class=\"hamburger-line\"><\/span>\r\n <span class=\"hamburger-line\"><\/span>\r\n <\/button>\r\n\r\n <div class=\"nav-links\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Advisory<\/a>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Nigeria<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/about\">About<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/services\">Services<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/insights\">Insights<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\" class=\"nav-cta\">Book a Call<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/nav>\r\n\r\n \r\n <section class=\"legal-hero\">\r\n <div class=\"legal-hero-inner\">\r\n \r\n <div class=\"hero-breadcrumb\">\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Advisory<\/a>\r\n <span class=\"crumb-sep\">\u00b7<\/span>\r\n <a href=\"#legal\">Legal<\/a>\r\n <span class=\"crumb-sep\">\u00b7<\/span>\r\n <span>Terms of Use<\/span>\r\n <\/div>\r\n\r\n <div class=\"doc-header\">\r\n <p class=\"doc-type\">Legal Document<\/p>\r\n <h1>Terms of <span class=\"italic\">Use.<\/span><\/h1>\r\n <p class=\"doc-intro\">\r\n The terms and conditions governing your use of Dave \r\n Carter Group LLC's websites, publications, and \r\n engagement with our advisory services.\r\n <\/p>\r\n \r\n <div class=\"doc-meta-strip\">\r\n <div class=\"dms-item\">\r\n <span class=\"dms-label\">Effective<\/span>\r\n <span class=\"dms-value\">January 1, 2025<\/span>\r\n <\/div>\r\n <span class=\"dms-sep\">\u00b7<\/span>\r\n <div class=\"dms-item\">\r\n <span class=\"dms-label\">Last Reviewed<\/span>\r\n <span class=\"dms-value\">January 2025<\/span>\r\n <\/div>\r\n <span class=\"dms-sep\">\u00b7<\/span>\r\n <div class=\"dms-item\">\r\n <span class=\"dms-label\">Version<\/span>\r\n <span class=\"dms-value\">1.0<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"legal-tabs\">\r\n <a href=\"privacy.html\" class=\"tab\">Privacy Policy<\/a>\r\n <a href=\"terms.html\" class=\"tab active\">Terms of Use<\/a>\r\n <a href=\"disclosures.html\" class=\"tab\">Legal Disclosures<\/a>\r\n <a href=\"..\/brokerage.html\" class=\"tab\">Brokerage Disclosure<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <section class=\"legal-body\">\r\n <div class=\"body-inner\">\r\n \r\n \r\n <aside class=\"toc-sidebar\">\r\n <div class=\"toc-card\">\r\n <p class=\"toc-label\">Contents<\/p>\r\n <nav class=\"toc-nav\">\r\n <a href=\"#acceptance\" class=\"toc-link\">01 \u00b7 Acceptance of Terms<\/a>\r\n <a href=\"#services\" class=\"toc-link\">02 \u00b7 Nature of Services<\/a>\r\n <a href=\"#use\" class=\"toc-link\">03 \u00b7 Use of Websites<\/a>\r\n <a href=\"#content\" class=\"toc-link\">04 \u00b7 Content & Intellectual Property<\/a>\r\n <a href=\"#user-content\" class=\"toc-link\">05 \u00b7 User-Submitted Information<\/a>\r\n <a href=\"#disclaimers\" class=\"toc-link\">06 \u00b7 Disclaimers<\/a>\r\n <a href=\"#limitation\" class=\"toc-link\">07 \u00b7 Limitation of Liability<\/a>\r\n <a href=\"#indemnification\" class=\"toc-link\">08 \u00b7 Indemnification<\/a>\r\n <a href=\"#links\" class=\"toc-link\">09 \u00b7 Third-Party Links<\/a>\r\n <a href=\"#governing\" class=\"toc-link\">10 \u00b7 Governing Law<\/a>\r\n <a href=\"#termination\" class=\"toc-link\">11 \u00b7 Termination<\/a>\r\n <a href=\"#changes\" class=\"toc-link\">12 \u00b7 Changes to Terms<\/a>\r\n <a href=\"#contact\" class=\"toc-link\">13 \u00b7 Contact<\/a>\r\n <\/nav>\r\n <\/div>\r\n <\/aside>\r\n\r\n \r\n <article class=\"doc-content\">\r\n \r\n <section id=\"acceptance\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">01.<\/span>\r\n <h2>Acceptance of Terms<\/h2>\r\n <\/div>\r\n <p>\r\n These Terms of Use (\"Terms\") govern your access to \r\n and use of websites, content, and services provided \r\n by <strong>Dave Carter Group LLC<\/strong>, \r\n <strong>Dave Carter Integrated Services Ltd<\/strong>, \r\n and <strong>Kola Adisa<\/strong> (collectively, \"we,\" \r\n \"us,\" or \"our\").\r\n <\/p>\r\n <p>\r\n By accessing our websites or engaging our services, \r\n you (\"you\" or \"user\") acknowledge that you have read, \r\n understood, and agree to be bound by these Terms, \r\n along with our Privacy Policy, Legal Disclosures, \r\n and Brokerage Disclosure. If you do not agree, you \r\n may not use our websites or services.\r\n <\/p>\r\n <p>\r\n You must be at least 18 years old and legally \r\n capable of entering into binding agreements to use \r\n our services.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"services\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">02.<\/span>\r\n <h2>Nature of Services<\/h2>\r\n <\/div>\r\n <p>\r\n Our websites and services include \u2014 depending on \r\n the specific entity and engagement \u2014 the following:\r\n <\/p>\r\n <ul class=\"doc-list\">\r\n <li><strong>Advisory services<\/strong> provided by Dave Carter Group LLC (USA)<\/li>\r\n <li><strong>Brokerage services<\/strong> provided by Kola Adisa individually under his New York REALTOR\u00ae license<\/li>\r\n <li><strong>Operations services<\/strong> provided by Dave Carter Integrated Services Ltd (Nigeria)<\/li>\r\n <li><strong>Editorial content<\/strong> via The Advisory Journal and related publications<\/li>\r\n <\/ul>\r\n <p>\r\n Each engagement is governed by a separate written \r\n agreement with the appropriate entity. These Terms \r\n govern your general use of our websites and public \r\n content, and are supplemented by your engagement \r\n agreement where applicable.\r\n <\/p>\r\n <p>\r\n For the full legal structure of our entities and \r\n services, please refer to our \r\n <a href=\"..\/brokerage.html\">Brokerage Disclosure<\/a>.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"use\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">03.<\/span>\r\n <h2>Use of Websites<\/h2>\r\n <\/div>\r\n <p>\r\n You agree to use our websites and services only for \r\n lawful purposes and in accordance with these Terms. \r\n You agree not to:\r\n <\/p>\r\n <ul class=\"doc-list\">\r\n <li>Use the websites in any way that violates applicable laws or regulations<\/li>\r\n <li>Attempt to gain unauthorized access to any portion of the websites, accounts, or systems<\/li>\r\n <li>Use any automated means (bots, scrapers, crawlers) to access or extract content without prior written consent<\/li>\r\n <li>Transmit viruses, malware, or other harmful code<\/li>\r\n <li>Impersonate any person or entity, or misrepresent your affiliation with any person or entity<\/li>\r\n <li>Engage in any activity that interferes with or disrupts the websites or services<\/li>\r\n <li>Collect or harvest personal information of other users<\/li>\r\n <li>Use the websites for any commercial solicitation without written permission<\/li>\r\n <\/ul>\r\n <\/section>\r\n\r\n <section id=\"content\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">04.<\/span>\r\n <h2>Content & Intellectual Property<\/h2>\r\n <\/div>\r\n <p>\r\n All content on our websites \u2014 including articles \r\n published in The Advisory Journal, analysis, text, \r\n graphics, logos, images, photographs, and the design \r\n of the websites \u2014 is the property of Dave Carter \r\n Group LLC or its affiliates, or is used with \r\n permission, and is protected by applicable \r\n intellectual property laws.\r\n <\/p>\r\n <h3>Permitted use<\/h3>\r\n <ul class=\"doc-list\">\r\n <li>You may view and read content for your personal, non-commercial use<\/li>\r\n <li>You may share article links via social media, email, or direct messaging, with proper attribution<\/li>\r\n <li>You may quote brief excerpts with attribution to Dave Carter Group for legitimate commentary or reporting<\/li>\r\n <\/ul>\r\n <h3>Not permitted<\/h3>\r\n <ul class=\"doc-list\">\r\n <li>Reproducing, republishing, or redistributing content without written permission<\/li>\r\n <li>Using our content to train artificial intelligence or machine learning models<\/li>\r\n <li>Using our trademarks, logos, or branding without express authorization<\/li>\r\n <li>Creating derivative works based on our content<\/li>\r\n <li>Commercial use of any content, in whole or in part, without a license<\/li>\r\n <\/ul>\r\n <p>\r\n \"Dave Carter Group\" and related logos are trademarks \r\n of Dave Carter Group LLC. \"REALTOR\u00ae\" is a registered \r\n trademark of the National Association of REALTORS\u00ae.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"user-content\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">05.<\/span>\r\n <h2>User-Submitted Information<\/h2>\r\n <\/div>\r\n <p>\r\n When you submit information through our contact \r\n forms, inquiry forms, or email, you represent that:\r\n <\/p>\r\n <ul class=\"doc-list\">\r\n <li>The information you provide is truthful, accurate, and complete<\/li>\r\n <li>You have the right to provide such information<\/li>\r\n <li>Your submission does not violate any third-party rights<\/li>\r\n <\/ul>\r\n <p>\r\n By submitting information, you grant us a limited, \r\n non-exclusive right to use it for the purposes of \r\n responding to your inquiry, providing services, \r\n and complying with our legal obligations. We do \r\n not claim ownership of your personal information; \r\n we handle it in accordance with our \r\n <a href=\"privacy.html\">Privacy Policy<\/a>.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"disclaimers\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">06.<\/span>\r\n <h2>Disclaimers<\/h2>\r\n <\/div>\r\n \r\n <div class=\"disclaimer-block\">\r\n <p class=\"db-label\">IMPORTANT<\/p>\r\n <p>\r\n OUR WEBSITES AND CONTENT ARE PROVIDED \"AS IS\" \r\n AND \"AS AVAILABLE,\" WITHOUT WARRANTIES OF ANY \r\n KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING \r\n BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, \r\n FITNESS FOR A PARTICULAR PURPOSE, \r\n NON-INFRINGEMENT, OR ACCURACY.\r\n <\/p>\r\n <\/div>\r\n\r\n <h3>No legal, tax, or investment advice<\/h3>\r\n <p>\r\n Content on our websites \u2014 including articles, \r\n market commentary, and general guidance \u2014 is for \r\n informational purposes only. It does <em>not<\/em> \r\n constitute legal, tax, accounting, or regulated \r\n investment advice. You should consult qualified \r\n professionals before making decisions based on \r\n any information found on our websites.\r\n <\/p>\r\n\r\n <h3>No guarantee of results<\/h3>\r\n <p>\r\n Real estate investments involve risk. Past \r\n performance does not guarantee future results. \r\n Nothing on our websites should be interpreted as \r\n a guarantee of any specific outcome, return, or \r\n result from any investment, strategy, or advisory \r\n engagement.\r\n <\/p>\r\n\r\n <h3>Third-party information<\/h3>\r\n <p>\r\n Our websites may include market data, references, \r\n or information obtained from third-party sources. \r\n While we endeavor to use reliable sources, we do \r\n not guarantee the accuracy, completeness, or \r\n timeliness of third-party information.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"limitation\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">07.<\/span>\r\n <h2>Limitation of Liability<\/h2>\r\n <\/div>\r\n <p>\r\n TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, \r\n NEITHER DAVE CARTER GROUP LLC, DAVE CARTER \r\n INTEGRATED SERVICES LTD, KOLA ADISA, NOR ANY OF \r\n THEIR OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES \r\n SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, \r\n SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES \r\n ARISING OUT OF OR RELATED TO YOUR USE OF OR \r\n INABILITY TO USE OUR WEBSITES OR CONTENT, \r\n INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, \r\n DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES.\r\n <\/p>\r\n <p>\r\n Our aggregate liability to you for any claim \r\n arising from your use of our websites (excluding \r\n any active client engagement, which is governed \r\n by its own engagement letter) shall not exceed \r\n one hundred US dollars (USD $100) or the amount \r\n you have paid us in the preceding twelve months, \r\n whichever is greater.\r\n <\/p>\r\n <p>\r\n Some jurisdictions do not allow certain limitations \r\n of liability. In such jurisdictions, our liability \r\n is limited to the maximum extent permitted by law.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"indemnification\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">08.<\/span>\r\n <h2>Indemnification<\/h2>\r\n <\/div>\r\n <p>\r\n You agree to indemnify, defend, and hold harmless \r\n Dave Carter Group LLC, Dave Carter Integrated \r\n Services Ltd, Kola Adisa, and their respective \r\n officers, employees, agents, and affiliates from \r\n and against any claims, liabilities, damages, \r\n losses, costs, and expenses (including reasonable \r\n legal fees) arising out of or related to:\r\n <\/p>\r\n <ul class=\"doc-list\">\r\n <li>Your violation of these Terms<\/li>\r\n <li>Your violation of any applicable law or regulation<\/li>\r\n <li>Your infringement of any third-party rights<\/li>\r\n <li>Your misuse of our websites, content, or services<\/li>\r\n <\/ul>\r\n <\/section>\r\n\r\n <section id=\"links\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">09.<\/span>\r\n <h2>Third-Party Links<\/h2>\r\n <\/div>\r\n <p>\r\n Our websites may contain links to third-party \r\n websites or resources \u2014 including \r\n <a href=\"https:\/\/tenanthomefinders.com\" target=\"_blank\" rel=\"noopener\">TenantHomeFinders<\/a>, \r\n <a href=\"https:\/\/estate360nigeria.com\" target=\"_blank\" rel=\"noopener\">Realty360 Hub<\/a>, \r\n <a href=\"https:\/\/kolaadisa.com\" target=\"_blank\" rel=\"noopener\">kolaadisa.com<\/a>, \r\n and external references cited in our editorial content.\r\n <\/p>\r\n <p>\r\n These links are provided for convenience and \r\n reference. We do not control third-party websites \r\n and are not responsible for their content, privacy \r\n practices, or terms of use. Your use of third-party \r\n websites is at your own risk and subject to their \r\n own terms and policies.\r\n <\/p>\r\n <\/section>\r\n <section id=\"governing\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">10.<\/span>\r\n <h2>Governing Law<\/h2>\r\n <\/div>\r\n <p>\r\n These Terms and any dispute arising out of or \r\n related to your use of our websites shall be \r\n governed by and construed in accordance with the \r\n laws of the <strong>State of Wyoming, United States \r\n of America<\/strong>, without regard to its conflict \r\n of laws principles.\r\n <\/p>\r\n <p>\r\n For active client engagements, the governing law \r\n is specified in each engagement letter, which may \r\n designate New York, Wyoming, or Nigerian law \r\n depending on the contracting entity and scope of \r\n services.\r\n <\/p>\r\n <h3>Dispute resolution<\/h3>\r\n <p>\r\n Any dispute, controversy, or claim arising out of \r\n or relating to these Terms that cannot be resolved \r\n through good-faith negotiation shall be submitted \r\n to binding arbitration in accordance with the \r\n rules of the American Arbitration Association. \r\n The arbitration shall be conducted in English, \r\n with the seat of arbitration in Sheridan, Wyoming, \r\n USA (or another mutually agreed location).\r\n <\/p>\r\n <p>\r\n You waive any right to participate in a class \r\n action lawsuit or class-wide arbitration related \r\n to these Terms.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"termination\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">11.<\/span>\r\n <h2>Termination<\/h2>\r\n <\/div>\r\n <p>\r\n We reserve the right to terminate or restrict your \r\n access to our websites, content, or services at \r\n any time, without notice, for any reason, \r\n including but not limited to violation of these \r\n Terms.\r\n <\/p>\r\n <p>\r\n Upon termination, your right to access or use the \r\n websites ceases immediately. All provisions of \r\n these Terms that by their nature should survive \r\n termination \u2014 including, but not limited to, \r\n disclaimers, limitations of liability, \r\n indemnification, and governing law \u2014 shall \r\n survive.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"changes\" class=\"doc-section\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">12.<\/span>\r\n <h2>Changes to Terms<\/h2>\r\n <\/div>\r\n <p>\r\n We may revise these Terms from time to time at our \r\n discretion. The \"Effective Date\" and \"Last Reviewed\" \r\n notations at the top of this page indicate when \r\n the Terms were most recently updated.\r\n <\/p>\r\n <p>\r\n For material changes, we will provide reasonable \r\n notice \u2014 through our websites, email, or other \r\n appropriate means \u2014 before the changes take \r\n effect. Your continued use of our websites after \r\n such notice constitutes acceptance of the revised \r\n Terms.\r\n <\/p>\r\n <\/section>\r\n\r\n <section id=\"contact\" class=\"doc-section contact-sec\">\r\n <div class=\"sec-header\">\r\n <span class=\"sec-num\">13.<\/span>\r\n <h2>Contact<\/h2>\r\n <\/div>\r\n <p>\r\n For questions, notices, or legal correspondence \r\n regarding these Terms, please contact us:\r\n <\/p>\r\n \r\n <div class=\"contact-block\">\r\n <div class=\"cb-row\">\r\n <span class=\"cb-label\">Email<\/span>\r\n <a href=\"mailto:info@davecartergroup.com\" class=\"cb-value\">info@davecartergroup.com<\/a>\r\n <\/div>\r\n <div class=\"cb-row\">\r\n <span class=\"cb-label\">Legal Notices<\/span>\r\n <span class=\"cb-value\">Dave Carter Group LLC<br>Attn: Legal \u00b7 32 N Gould Street, Suite R<br>Sheridan, WY 82801, USA<\/span>\r\n <\/div>\r\n <div class=\"cb-row\">\r\n <span class=\"cb-label\">US Phone<\/span>\r\n <a href=\"tel:+13073571911\" class=\"cb-value\">+1 (307) 357-1911<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n <div class=\"doc-footer\">\r\n <p class=\"df-note\">\r\n These Terms of Use constitute the entire agreement \r\n between you and Dave Carter Group LLC regarding your \r\n use of our websites and supersede any prior \r\n agreements on the subject.\r\n <\/p>\r\n <p class=\"df-version\">\r\n Dave Carter Group LLC \u00b7 Terms of Use \u00b7 Version 1.0 \u00b7 January 2025\r\n <\/p>\r\n <\/div>\r\n\r\n <\/article>\r\n <\/div>\r\n <\/section>\r\n\r\n \r\n <footer class=\"adv-foot\">\r\n <div class=\"foot-inner\">\r\n \r\n <div class=\"foot-top\">\r\n <div class=\"foot-brand\">\r\n <img decoding=\"async\" src=\"http:\/\/davecartergroup.com\/us-advisory\/wp-content\/uploads\/2026\/04\/dc-logo.png.jpeg\" alt=\"DC\" class=\"foot-logo\">\r\n <p class=\"foot-tagline\">\r\n Real estate advisory for the cross-border investor.\r\n <\/p>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-grid\">\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Advisory<\/p>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\">US Operations<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/about\">About<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/services\">Services<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/insights\">Insights<\/a>\r\n <a href=\"http:\/\/davecartergroup.com\/us-advisory\/contact\">Contact<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Nigeria<\/p>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Lagos Operations<\/a>\r\n <a href=\"https:\/\/davecartergroup.com\/nigeria-operations\/\">Services<\/a>\r\n <a href=\"https:\/\/tenanthomefinders.com\/\">TenantHomeFinders<\/a>\r\n <a href=\"https:\/\/estate360nigeria.com\/\">Realty360 Hub<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">The Founder<\/p>\r\n <a href=\"https:\/\/kolaadisa.com\" target=\"_blank\" rel=\"noopener\">kolaadisa.com \u2192<\/a>\r\n <\/div>\r\n \r\n <div class=\"foot-nav-col\">\r\n <p class=\"foot-label\">Reach Us<\/p>\r\n <a href=\"tel:+13073571911\">+1 (307) 357-1911<\/a>\r\n <a href=\"tel:+2348172052666\">+234 817 205 2666<\/a>\r\n <a href=\"mailto:info@davecartergroup.com\">info@davecartergroup.com<\/a>\r\n <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"foot-bottom\">\r\n <p class=\"foot-copy\">\u00a9 2025 Dave Carter Group LLC \u00b7 All rights reserved<\/p>\r\n <div class=\"foot-legal-links\">\r\n <a href=\"privacy.html\">Privacy Policy<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"terms.html\" class=\"active\">Terms of Use<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"disclosures.html\">Legal Disclosures<\/a>\r\n <span class=\"sep\">\u00b7<\/span>\r\n <a href=\"..\/brokerage.html\">Brokerage Disclosure<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"foot-disclaimer\">\r\n <p>\r\n <strong>Legal Notice:<\/strong> Dave Carter Group LLC (USA) provides \r\n real estate advisory, consulting, and investor services only. \r\n Brokerage services in the State of New York \u2014 including the sale, \r\n purchase, and leasing of real property \u2014 are performed by \r\n <em>Kola Adisa<\/em> personally under his separate New York REALTOR\u00ae \r\n license, not by Dave Carter Group LLC. Dave Carter Integrated Services \r\n Ltd operates independently in Nigeria. All services are delivered in \r\n strict accordance with applicable federal, state, and international law.\r\n <\/p>\r\n <\/div>\r\n \r\n <\/div>\r\n <\/footer>\r\n\r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function () {\r\n const menuBtn = document.querySelector(\".nav-menu-btn\");\r\n const navLinks = document.querySelector(\".nav-links\");\r\n const body = document.body;\r\n\r\n menuBtn.addEventListener(\"click\", function () {\r\n const isActive = navLinks.classList.contains(\"active\");\r\n navLinks.classList.toggle(\"active\");\r\n menuBtn.classList.toggle(\"active\");\r\n body.classList.toggle(\"menu-open\");\r\n menuBtn.setAttribute(\"aria-expanded\", !isActive);\r\n });\r\n\r\n document.querySelectorAll(\".nav-links a\").forEach(link => {\r\n link.addEventListener(\"click\", () => {\r\n navLinks.classList.remove(\"active\");\r\n menuBtn.classList.remove(\"active\");\r\n body.classList.remove(\"menu-open\");\r\n menuBtn.setAttribute(\"aria-expanded\", 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