Brokerage Disclosure — Dave Carter Group US Advisory
US Advisory · Brokerage Disclosure
Official Legal Disclosure

Clarity on what
we can — and cannot —
do for you.

This page explains the precise legal structure governing real estate services offered through Dave Carter Group LLC and by Kola Adisa individually. We believe clients and the public deserve unambiguous clarity on who is authorized to do what — under which law, and in which jurisdiction.

Document Type

Legal Disclosure

Effective Date

January 1, 2025

Jurisdictions

🇺🇸 United States · 🇳🇬 Nigeria

Last Reviewed

January 2025

Important — Read First

The Summary, in Plain Language.

01

Dave Carter Group LLC is an advisory firm.

It is not a licensed real estate brokerage. The LLC provides consulting, strategy, and investor services — not brokerage representation.

02

Kola Adisa is a licensed New York REALTOR®.

Brokerage activity in New York State — buying, selling, leasing — is performed by Kola Adisa personally, under his own individual license, not by Dave Carter Group LLC.

03

Dave Carter Integrated Services Ltd is Nigeria.

Real estate services in Nigeria — property management, rentals, acquisitions — are operated by a separate Nigerian company under Nigerian law.

04

Each engagement is contracted to the correct entity.

When you hire us, the engagement letter clearly states which entity (or individual) you are contracting with — and under which jurisdiction's law.

I.

Entity One

Dave Carter Group LLC

🇺🇸 Wyoming-Based Advisory Firm · Est. 2022

What this entity is

Dave Carter Group LLC is a Wyoming limited liability company registered in the United States of America. It provides advisory services only — specifically: real estate investment advisory, business and strategy consulting, cross-border investment structuring counsel, and diaspora wealth planning services.

What this entity is NOT

Dave Carter Group LLC is not a licensed real estate brokerage in any US state, including New York. It does not hold a brokerage license. It does not employ agents who act on its behalf for brokerage purposes. It does not collect commissions on real estate transactions.

What this entity can do

  • Provide strategic counsel on real estate investments
  • Offer market analysis, underwriting review, and portfolio guidance
  • Consult on business operations, growth, and governance
  • Advise on cross-border structuring (entities, tax, compliance)
  • Serve as an advisor coordinating between other professionals
  • Provide written reports, deliverables, and ongoing counsel

What this entity cannot do

  • Act as a real estate broker in any US jurisdiction
  • List properties, represent buyers/sellers, or negotiate transactions
  • Collect commissions from real estate sales or leases
  • Hold client funds in a real estate escrow capacity
  • Provide legal or tax advice (we coordinate with your counsel)
  • Perform regulated brokerage activity under any state law
II.

Individual License

Kola Adisa, Licensed REALTOR®

⚖️ New York State · Individual License

Critical Distinction

All real estate brokerage activity conducted in the State of New York is performed by Kola Adisa personally, operating under his individual New York State REALTOR® license — not under the umbrella of Dave Carter Group LLC.

What this means in practice

When a client engages Kola Adisa for New York real estate brokerage services (buying a property, selling a property, leasing, or representing them as an agent in a transaction), the engagement is with Kola Adisa the individual licensee — governed by the laws, regulations, and professional standards of New York State.

The engagement letter for brokerage services is a separate document from any advisory engagement with Dave Carter Group LLC. Fees are separate. Scope is separate. Liability and regulatory oversight flow through his personal license and the affiliated brokerage firm.

Professional memberships

Kola Adisa's brokerage practice is conducted in accordance with the ethical standards and obligations of the following professional bodies:

  • National Association of REALTORS® (NAR) — National ethical standards for US real estate professionals
  • New York State Association of REALTORS® — Statewide regulatory framework and continuing education
  • Staten Island Board of REALTORS® (SIBOR) — Local MLS access and regional industry standards
  • New York Real Estate Institute (NYREI) — Professional training and credentialing
  • Association of Estate Agents of Nigeria (AEAN) — Dual-market competence for Nigeria-related work

Brokerage services available

  • Residential real estate sales (buyer or seller representation)
  • Commercial property representation
  • Leasing and rental transactions
  • Investment property sourcing and acquisition
  • Market analysis and comparative valuations
  • Licensed intermediary work in transactions

Geographic scope

Kola Adisa's New York REALTOR® license authorizes brokerage activity within New York State only. Brokerage work outside New York requires referral to licensed professionals in the relevant jurisdiction — a service we facilitate when appropriate through our trusted network.

III.

Entity Three

Dave Carter Integrated Services Ltd

🇳🇬 Nigerian Operations Company · Est. 2004

What this entity is

Dave Carter Integrated Services Ltd is a Nigerian limited liability company headquartered in Lagos, Nigeria. It is a legally independent entity from Dave Carter Group LLC (USA). It operates under Nigerian commercial law, is regulated by Nigerian authorities, and conducts business in accordance with the Nigerian Real Estate and Facility Management regulatory framework.

Services offered in Nigeria

  • Property management for residential and commercial assets
  • Rental services (via our TenantHomeFinders platform)
  • Property acquisition and sourcing for clients
  • Development consulting and project oversight
  • Real estate resources and industry tools (via Realty360 Hub)
  • Diaspora liaison services (bridging overseas clients)

Regulatory framework

Nigerian real estate activity conducted by Dave Carter Integrated Services Ltd is performed in compliance with applicable Nigerian laws, including requirements set by the Corporate Affairs Commission (CAC), and in alignment with the ethical standards of the Association of Estate Agents of Nigeria (AEAN) — of which Kola Adisa is a member.

Important note on cross-border work

When diaspora clients engage us for integrated advisory-plus-operations work (e.g., advisory on acquiring Nigerian property, with execution via our Lagos office), the engagement involves both entities — Dave Carter Group LLC for the advisory component, and Dave Carter Integrated Services Ltd for the operational component. These are contractually and legally distinct engagements.

Three entities.
One client experience.

While each entity is legally separate, the client experience is intentionally unified. Here's how the pieces fit together in practice.

🇺🇸

Dave Carter Group LLC

Advisory Firm

Strategy, analysis, counsel, cross-border structuring

Wyoming, USA
Client
Journey
⚖️

Kola Adisa, REALTOR®

Individual License

Brokerage services (buy, sell, lease) in New York State

New York, USA
Client
Journey
🇳🇬

Dave Carter Integrated

Operations Company

Property management, rentals, acquisitions, development

Lagos, Nigeria

Example 01

A New Yorker Buying in Manhattan

A US-based professional wants to purchase a brownstone in Brooklyn. The engagement is entirely with Kola Adisa, REALTOR® — a direct brokerage relationship under his NY license.

⚖️ Kola Adisa 🇺🇸 LLC 🇳🇬 DCIS Ltd

Example 02

A US Fund Evaluating a Lagos Deal

A family office wants advisory on entering the Lagos commercial market. The engagement is with Dave Carter Group LLC for advisory — no brokerage element on the US side.

⚖️ Kola Adisa 🇺🇸 LLC 🇳🇬 DCIS Ltd

Example 03

A Diaspora Investor Buying in Lagos

A Nigerian-American in Houston wants to acquire Lagos property. Advisory is contracted with the LLC. Operational execution is contracted with DCIS Ltd. Two letters, fully transparent.

⚖️ Kola Adisa 🇺🇸 LLC 🇳🇬 DCIS Ltd

Example 04

A Diaspora Client Buying in Both Markets

A high-net-worth client wants homes in both NY and Lagos. NY brokerage via Kola personally. Advisory via the LLC. Lagos ops via DCIS Ltd. All three, clearly separated.

⚖️ Kola Adisa 🇺🇸 LLC 🇳🇬 DCIS Ltd

Ethical &
fiduciary standards.

01

Full Disclosure

Before any engagement, we disclose which entity is contracting, what services are covered, which fees apply, and which regulatory framework governs the work.

02

No Hidden Commissions

Advisory fees are transparent. If a brokerage transaction is involved, commission structures are disclosed upfront and separately — no hidden kickbacks or referral fees.

03

Client-First Loyalty

In advisory engagements, we work for you — not for a third-party broker, seller, or developer. Our compensation comes from you, which aligns our incentives to your outcomes.

04

Confidentiality

Client identities, holdings, and the substance of our conversations are held in strict confidence — by contract and by longstanding practice.

05

Referral Transparency

When we refer you to third parties (attorneys, tax advisors, licensed brokers elsewhere), we disclose any referral relationships — including whether any consideration flows between parties.

06

Regulatory Compliance

All activity is conducted in strict compliance with applicable laws — US federal, New York State, Wyoming, Nigerian federal, and international regulations governing cross-border capital flows.

If anything on
this page is unclear,
please ask.

We'd rather answer ten questions than have a single client misunderstand what they're contracting for. If any aspect of our legal structure, disclosures, or scope is unclear, email or call us directly — and we'll walk through it with you.

Final disclosures
& boilerplate.

No Legal, Tax, or Investment Advice

Nothing on this website, in any engagement letter, or in any communication from Dave Carter Group LLC, Kola Adisa personally, or Dave Carter Integrated Services Ltd should be construed as legal advice, tax advice, or regulated investment advice. We provide advisory services, strategic counsel, and — where licensed — brokerage services. For legal, tax, or regulated investment matters, please consult a qualified attorney, certified public accountant, or licensed investment advisor.

Fair Housing Commitment

Kola Adisa, in his capacity as a licensed New York REALTOR®, operates in strict compliance with the Federal Fair Housing Act, the New York State Human Rights Law, and all local fair housing ordinances. No discrimination is practiced on the basis of race, color, religion, sex, national origin, familial status, disability, sexual orientation, gender identity, source of income, or any other protected characteristic under applicable law.

Cross-Border Regulatory Matters

Cross-border real estate transactions involving the United States and Nigeria are subject to multiple regulatory regimes, including but not limited to: US anti-money-laundering (AML) regulations, know-your-customer (KYC) requirements, Nigerian foreign exchange regulations, and the tax codes of both jurisdictions. We coordinate with qualified legal and tax professionals to ensure full compliance, but ultimate legal and tax responsibility rests with the client and their retained counsel.

License Verification

Clients and members of the public may verify Kola Adisa's active New York REALTOR® license through the New York Department of State's Division of Licensing Services. Verification materials and formal license documentation are available upon written request to info@davecartergroup.com.

Entity Changes & Updates

The legal structure described on this page is current as of the "Effective Date" shown at the top. Any material changes to entity structure, licensing, regulatory status, or scope of services will be reflected through updates to this disclosure and — where applicable — communicated to active clients directly.

Governing Law

Engagement letters with Dave Carter Group LLC are governed by the laws of the State of Wyoming, USA. Engagements with Kola Adisa personally (for NY brokerage services) are governed by the laws of the State of New York. Engagements with Dave Carter Integrated Services Ltd are governed by the laws of the Federal Republic of Nigeria. Each engagement letter specifies its applicable jurisdiction.

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